@font-face{font-family:"Montserrat";font-weight:400;font-display:swap;src:url(fonts/montserrat-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Montserrat";font-weight:500;font-display:swap;src:url(fonts/montserrat-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Montserrat";font-weight:700;font-display:swap;src:url(fonts/montserrat-latin-700-normal.woff2) format("woff2")}

:root{
  --navy:#08283E; --navy-2:#0d3652; --teal:#406C7F; --gold:#D8A622; --cream:#F0EEE9;
  --mist:#DDE8EF; --ink-soft:#3b5566;
  --red:#C8202D; /* el mismo rojo del sistema de administración (--hk-red) */
  --ease:cubic-bezier(.2,.7,.2,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Montserrat",system-ui,sans-serif;color:var(--navy);background:var(--cream);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}

/* ---------- HERO ---------- */
.hero{
  position:relative;overflow:hidden;isolation:isolate;
  height:100svh;min-height:720px;max-height:980px;
  background:
    radial-gradient(900px 520px at 78% 38%, rgba(255,255,255,.95), rgba(255,255,255,0) 70%),
    radial-gradient(700px 500px at 8% 0%, #c9dbe6, rgba(201,219,230,0) 70%),
    linear-gradient(180deg,#d3e3ed 0%,#e8eff4 55%,#F0EEE9 100%);
  padding-bottom:150px;
}
.hero__word{
  position:absolute;left:50%;top:150px;transform:translateX(-50%);
  font-weight:700;font-size:clamp(100px,17vw,250px);line-height:1;letter-spacing:-.04em;
  color:rgba(8,40,62,.06);white-space:nowrap;z-index:-1;user-select:none;pointer-events:none;
  -webkit-mask-image:linear-gradient(180deg,#000 40%,transparent 100%);mask-image:linear-gradient(180deg,#000 40%,transparent 100%);
}
.nav{
  position:relative;z-index:5;margin:22px auto 0;width:min(1200px,calc(100% - 32px));
  display:flex;align-items:center;justify-content:space-between;gap:24px;
  padding:10px 12px 10px 24px;border-radius:999px;
  background:rgba(255,255,255,.55);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border:1px solid rgba(255,255,255,.8);box-shadow:0 8px 30px rgba(8,40,62,.07);
}
.brand{display:flex;align-items:center;gap:12px;font-weight:700;letter-spacing:.22em;font-size:13px}
.brand__logo{width:auto;height:44px;flex:none}
.brand__mark{width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:12px;letter-spacing:.02em}
.nav__links{display:flex;gap:30px;font-size:14px;font-weight:500;color:var(--ink-soft)}
.nav__links a{position:relative;padding:6px 0;transition:color .25s}
.nav__links a:hover{color:var(--navy)}
.nav__links a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.nav__links a:hover::after{transform:scaleX(1)}
.btn{display:inline-flex;align-items:center;gap:10px;font-weight:700;font-size:15px;border-radius:999px;transition:transform .3s var(--ease),box-shadow .3s,background .3s}
.btn--gold{background:var(--gold);color:var(--navy);padding:14px 26px;box-shadow:0 6px 18px rgba(216,166,34,.35)}
.btn--gold:hover{transform:translateY(-2px);box-shadow:0 10px 26px rgba(216,166,34,.45)}
.btn--navy{background:var(--navy);color:#fff;padding:18px 32px}
.btn--navy:hover{transform:translateY(-2px);background:var(--navy-2)}
.btn--ghost{padding:18px 8px;font-weight:500;color:var(--navy);border-bottom:1px solid rgba(8,40,62,.3);border-radius:0}
.btn svg{width:18px;height:18px;transition:transform .3s var(--ease)}
.btn:hover svg{transform:translateX(4px)}

.hero__grid{
  position:relative;z-index:2;width:min(1200px,calc(100% - 32px));margin:0 auto;
  display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);align-items:center;gap:24px;
  padding-top:72px;
}
.eyebrow{margin:0 0 22px;font-size:11px;font-weight:700;letter-spacing:.2em;color:var(--teal);display:flex;align-items:center;gap:14px}
.eyebrow::before{content:"";width:36px;height:2px;background:var(--gold)}
h1{margin:0;font-weight:700;font-size:clamp(34px,3.7vw,54px);line-height:1.08;letter-spacing:-.025em}
h1 em{font-style:normal;color:var(--teal)}
.lead{margin:26px 0 38px;font-size:18px;line-height:1.65;color:var(--ink-soft);max-width:30em}
.cta{display:flex;flex-wrap:wrap;align-items:center;gap:20px}

/* stage (imagen protagonista) */
.stage{position:relative;aspect-ratio:1/.92;min-width:0}
.stage__img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain}
.glass{
  position:absolute;border-radius:20px;padding:18px 20px;
  background:rgba(255,255,255,.42);backdrop-filter:blur(16px) saturate(1.3);-webkit-backdrop-filter:blur(16px) saturate(1.3);
  border:1px solid rgba(255,255,255,.85);box-shadow:0 18px 40px rgba(8,40,62,.12);
  width:230px;
}
.glass small{display:block;font-size:11px;font-weight:700;letter-spacing:.18em;color:var(--teal);margin-bottom:8px}
.glass strong{display:block;font-size:30px;line-height:1.05;letter-spacing:-.02em}
.glass span{display:block;margin-top:8px;font-size:13px;line-height:1.45;color:var(--ink-soft)}
.glass--a{left:-6%;top:4%}
.glass--b{right:-2%;top:68%}
.glass .dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--gold);margin-right:8px;box-shadow:0 0 0 4px rgba(216,166,34,.2)}

/* franja inferior con muesca (Payrot) */
.strip{
  position:absolute;left:0;right:0;bottom:-1px;z-index:3;height:120px;
}
.strip svg{position:absolute;inset:0;width:100%;height:100%}
.strip__row{
  position:relative;width:min(1200px,calc(100% - 32px));margin:0 auto;height:100%;
  display:grid;grid-template-columns:repeat(3,1fr);align-items:end;padding-bottom:26px;gap:16px;
}
.strip__item{display:flex;align-items:baseline;gap:14px;padding:0 8px}
.strip__item b{font-size:34px;font-weight:700;letter-spacing:-.03em;color:var(--navy)}
.strip__item span{font-size:13px;line-height:1.35;color:var(--ink-soft);max-width:14em}
.strip__item + .strip__item{border-left:1px solid rgba(8,40,62,.14);padding-left:28px}


/* animación sobria */
@media (prefers-reduced-motion:no-preference){
  .plane{animation:float 7s ease-in-out infinite}
  @keyframes float{0%,100%{transform:translateY(0) rotate(0)}50%{transform:translateY(-14px) rotate(-1.2deg)}}
  .trail{stroke-dasharray:6 12;animation:dash 14s linear infinite}
  @keyframes dash{to{stroke-dashoffset:-180}}
  .reveal{opacity:0;transform:translateY(18px);animation:in .9s var(--ease) forwards}
  .reveal:nth-child(2){animation-delay:.1s}.reveal:nth-child(3){animation-delay:.2s}.reveal:nth-child(4){animation-delay:.3s}
  @keyframes in{to{opacity:1;transform:none}}
}

@media (max-width:980px){
  .nav__links{display:none}
  .hero__grid{grid-template-columns:1fr;padding-top:40px}
  .stage{max-width:620px;margin:0 auto;width:100%}
  .glass{display:none}
  .strip__row{grid-template-columns:1fr;align-items:center;padding-bottom:10px;gap:0}
  .strip{height:auto;position:relative;margin-top:24px}
  .strip__item + .strip__item{border:0;padding-left:8px}
  .hero{padding-bottom:0}
  .next__in{grid-template-columns:1fr;gap:24px}
}



.hero-track{height:260vh;position:relative}
.hero{position:sticky;top:0}
.hero__media{position:absolute;right:2%;top:12%;width:min(1150px,86vw);aspect-ratio:2000/1117;z-index:-1;
  -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 26%,#000 100%),linear-gradient(180deg,transparent 0,#000 14%,#000 78%,transparent 100%);
  -webkit-mask-composite:source-in;
  mask-image:linear-gradient(90deg,transparent 0,#000 26%,#000 100%),linear-gradient(180deg,transparent 0,#000 14%,#000 78%,transparent 100%);mask-composite:intersect}
.hero__img{position:absolute;inset:0;width:100%;height:100%;display:block}
.hero__img.wipe{--e:-10%;
  -webkit-mask-image:linear-gradient(270deg,#000 calc(var(--e) - 7%),transparent calc(var(--e) + 7%));
  mask-image:linear-gradient(270deg,#000 calc(var(--e) - 7%),transparent calc(var(--e) + 7%))}
@media (max-width:980px){
  .hero-track{height:auto}
  .hero{position:relative;height:auto;max-height:none;min-height:0}
  .hero{display:flex;flex-direction:column}
  .nav{order:1}.hero__grid{order:2}.hero__media{order:3}.strip{order:4}
  .stage{display:none}
  .hero__media{position:relative;right:auto;top:auto;width:130%;margin:8px 0 0 -15%;aspect-ratio:2000/1117}
}
@media (prefers-reduced-motion:reduce){.hero-track{height:auto}.hero{position:relative}}

/* móvil y movimiento reducido: solo el último cuadro, sin barrido */
@media (max-width:980px){
  .hero__img:not(.hero__img--final){display:none}
  .hero__media .hero__img.hero__img--final{-webkit-mask-image:none;mask-image:none}
}
@media (prefers-reduced-motion:reduce){
  .hero__img:not(.hero__img--final){display:none}
  .hero__media .hero__img.hero__img--final{-webkit-mask-image:none;mask-image:none}
}

/* hero: líneas de apoyo */
h1 em{font-style:normal;color:var(--teal)}
.micro{margin:22px 0 0;font-size:13px;color:var(--ink-soft)}
.lema{margin:14px 0 0;font-size:15px;font-weight:500;line-height:1.5;color:var(--navy);max-width:28em;padding-left:14px;border-left:2px solid var(--gold)}
.strip__word{font-size:22px!important;letter-spacing:-.01em!important}
/* pantallas bajas de escritorio (laptops con escala de 125–150 %): el hero se ajusta al alto de la ventana y se compacta
   para que la franja inferior no se encime sobre el lema; "Confidencial desde el primer mensaje" ya va en la franja */
@media (min-width:981px) and (max-height:820px){
  .hero{min-height:600px}
  .nav{margin-top:14px}
  .hero__grid{padding-top:36px}
  .stage{aspect-ratio:auto}
  .eyebrow{margin-bottom:14px}
  .hero h1{font-size:clamp(30px,3.2vw,46px)}
  .hero .lead{margin:16px 0 22px;font-size:17px;line-height:1.55}
  .hero .btn--navy,.hero .btn--ghost{padding-top:15px;padding-bottom:15px}
  .hero .micro{display:none}
  .hero .lema{margin-top:18px}
  .strip{height:104px}
  .strip__row{padding-bottom:16px}
}

/* secciones */
.wrap{width:min(1200px,calc(100% - 32px));margin:0 auto}
.kicker{margin:0 0 18px;font-size:12px;font-weight:700;letter-spacing:.22em;color:var(--teal)}
.kicker--gold{color:var(--gold)}
h2{margin:0;font-weight:700;letter-spacing:-.025em;line-height:1.1;font-size:clamp(30px,3.4vw,48px)}
.reveal-on{opacity:0;transform:translateY(22px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal-on.is-in{opacity:1;transform:none}

.story{background:var(--cream);padding:110px 0 100px}
.story__grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:72px;align-items:start}
.story__head{position:sticky;top:110px}
.story__head h2{margin-bottom:36px}
.pull{margin:0;padding:6px 0 6px 24px;border-left:3px solid var(--gold);font-size:clamp(20px,2vw,26px);font-weight:500;line-height:1.35;color:var(--teal);letter-spacing:-.01em}
.story__body p{margin:0 0 26px;font-size:19px;line-height:1.75;color:var(--ink-soft)}
.story__body p:first-child{font-size:21px;color:var(--navy)}
.story__ask{padding-top:26px;border-top:1px solid rgba(8,40,62,.14);font-weight:500;color:var(--navy)!important}

.what{background:linear-gradient(180deg,var(--cream) 0,#e9eef1 100%);padding:40px 0 120px}
.what__head{max-width:820px;margin-bottom:56px}
.what__head h2{margin-bottom:24px}
.what__lead{margin:0;font-size:19px;line-height:1.7;color:var(--ink-soft)}
.what__lead strong{color:var(--navy)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.card{position:relative;background:#fff;border-radius:28px;padding:40px 34px 38px;box-shadow:0 1px 0 rgba(8,40,62,.05),0 24px 50px -28px rgba(8,40,62,.28);transition:transform .45s var(--ease),box-shadow .45s}
.card::before{content:"";position:absolute;left:34px;top:0;width:44px;height:4px;border-radius:0 0 4px 4px;background:var(--gold)}
.card:hover{transform:translateY(-6px);box-shadow:0 1px 0 rgba(8,40,62,.05),0 34px 60px -26px rgba(8,40,62,.34)}
.card__n{display:block;font-size:13px;font-weight:700;letter-spacing:.18em;color:var(--teal);margin-bottom:26px}
.card h3{margin:0 0 14px;font-size:22px;line-height:1.25;letter-spacing:-.01em}
.card p{margin:0;font-size:16px;line-height:1.65;color:var(--ink-soft)}
.what__benefit{margin:48px 0 0;max-width:760px;font-size:20px;font-weight:500;line-height:1.5;color:var(--navy)}

.how{background:#e9eef1;padding:0 16px 110px}
.how__panel{max-width:1320px;margin:0 auto;background:var(--navy);color:var(--cream);border-radius:44px;padding:96px 0 88px;position:relative;overflow:hidden}
.how__panel::before{content:"";position:absolute;right:-120px;top:-160px;width:620px;height:620px;border-radius:50%;background:radial-gradient(closest-side,rgba(64,108,127,.55),rgba(64,108,127,0))}
.how__panel .wrap{position:relative}
.how h2{max-width:760px;margin-bottom:72px}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:28px;position:relative}
.steps::before{content:"";position:absolute;left:22px;right:10%;top:22px;height:1px;background:linear-gradient(90deg,var(--gold),rgba(216,166,34,.15))}
.step{position:relative}
.step__n{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--navy);border:1px solid var(--gold);color:var(--gold);font-weight:700;font-size:16px;margin-bottom:28px;position:relative}
.step h3{margin:0 0 10px;font-size:19px;line-height:1.25}
.step p{margin:0;font-size:15px;line-height:1.65;color:rgba(240,238,233,.78)}
.how__time{margin:64px 0 36px;font-size:15px;color:rgba(240,238,233,.82)}
.how__time strong{color:var(--cream)}

@media (max-width:980px){
  .story{padding:80px 0 70px}.story__grid{grid-template-columns:1fr;gap:36px}.story__head{position:static}
  .cards{grid-template-columns:1fr}
  .how__panel{border-radius:32px;padding:68px 0 64px}
  .steps{grid-template-columns:1fr;gap:0}.steps::before{left:22px;right:auto;top:22px;bottom:30px;width:1px;height:auto;background:linear-gradient(180deg,var(--gold),rgba(216,166,34,.15))}
  .step{padding:0 0 38px 74px}.step__n{position:absolute;left:0;top:0;margin:0}.step h3{padding-top:9px}
}

/* ---------- NAVEGACIÓN MÓVIL ---------- */
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;font-size:14px}
.skip:focus{top:12px}
.nav__toggle{display:none;width:46px;height:46px;border:0;border-radius:50%;background:var(--navy);cursor:pointer;position:relative;flex:none}
.nav__toggle span,.nav__toggle span::before,.nav__toggle span::after{position:absolute;left:14px;width:18px;height:2px;background:#fff;border-radius:2px;transition:transform .3s var(--ease),opacity .2s}
.nav__toggle span{top:22px}
.nav__toggle span::before{content:"";left:0;top:-6px}
.nav__toggle span::after{content:"";left:0;top:6px}
.nav.is-open .nav__toggle span{background:transparent}
.nav.is-open .nav__toggle span::before{transform:translateY(6px) rotate(45deg)}
.nav.is-open .nav__toggle span::after{transform:translateY(-6px) rotate(-45deg)}
.nav__links a[aria-current="page"]{color:var(--navy)}
.nav__links a[aria-current="page"]::after{transform:scaleX(1)}
.nav__m{display:none}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
@media (max-width:1180px){.nav__links{gap:20px;font-size:13.5px}}
@media (max-width:980px){
  .nav{padding:8px 8px 8px 18px}
  .nav__toggle{display:block}
  .nav__links{position:absolute;left:0;right:0;top:calc(100% + 8px);flex-direction:column;gap:0;padding:10px 22px 18px;border-radius:24px;background:#fff;box-shadow:0 24px 50px -20px rgba(8,40,62,.35);font-size:16px}
  .nav.is-open .nav__links{display:flex}
  .nav__links a{padding:14px 0;border-bottom:1px solid rgba(8,40,62,.08)}
  .nav__links a::after{display:none}
  .nav__m{display:block}
}
@media (max-width:640px){
  .nav__cta{display:none}
  .brand{font-size:12px;letter-spacing:.18em}
  .brand__logo{height:38px}
}

/* ---------- SUBPÁGINAS: CABECERA ---------- */
.top{position:absolute;top:0;left:0;right:0;z-index:20}
.phero{position:relative;overflow:hidden;isolation:isolate;padding:170px 0 110px;
  background:radial-gradient(800px 480px at 85% 30%,rgba(255,255,255,.9),rgba(255,255,255,0) 70%),radial-gradient(700px 500px at 5% 0%,#c9dbe6,rgba(201,219,230,0) 70%),linear-gradient(180deg,#d3e3ed 0%,#e8eff4 60%,var(--cream) 100%)}
/* el isotipo de fondo se ajusta al alto del encabezado (antes medía 725 px fijos y se cortaba abajo) */
.phero::after{content:"";position:absolute;right:-60px;top:70px;height:min(725px,calc(100% - 110px));width:auto;max-width:40vw;aspect-ratio:330/570;background:url(/logo-isotipo.svg) no-repeat right top/contain;opacity:.07;z-index:-1}
.phero__in{max-width:860px}
/* Para empresas: encabezado con el desfile de la prótesis (muletas → prótesis → pierna propia → podio).
   La pista (.phero-track, 320vh) fija el encabezado con el menú mientras cada etapa entra por la izquierda;
   las anteriores quedan atenuadas detrás. Recortes transparentes de 1376×768 (img/protesis/p1…p7). JS en site.js. */
.phero-track{position:relative;height:320vh}
.phero-pin{position:sticky;top:0;height:100svh;min-height:720px;max-height:980px}
/* pantallas bajas de escritorio: que el encabezado fijo quepa en la ventana (si no, al final de la pista se sube y corta el menú) */
@media (min-width:981px) and (max-height:820px){.phero-pin{min-height:600px}}
.phero-pin .phero{height:100%;padding-bottom:0}
.phero--pm::after{display:none}
.phero--pm .phero__in{max-width:none}
.phero--pm .phero__in>*{max-width:560px}
.pm{position:absolute;right:-4%;bottom:6%;width:min(1040px,76vw);aspect-ratio:1376/768;z-index:-1;pointer-events:none;
  filter:drop-shadow(0 30px 40px rgba(8,40,62,.18))}
.pm__glow{position:absolute;left:42%;top:22%;width:44%;height:80%;z-index:-1;
  background:radial-gradient(closest-side,rgba(216,166,34,.30),rgba(216,166,34,.09) 55%,rgba(216,166,34,0))}
.pm .pf{position:absolute;left:0;bottom:0;height:auto;display:block;opacity:0;will-change:transform,opacity}
.pm .pf--end{opacity:1}                     /* sin JS / móvil / movimiento reducido: solo el podio */
.pm__base{position:absolute;left:4%;right:0;bottom:4.6%;height:1px;
  background:linear-gradient(90deg,rgba(216,166,34,0),rgba(216,166,34,.65) 30%,rgba(216,166,34,.65) 80%,rgba(216,166,34,0))}
@media (max-width:980px),(prefers-reduced-motion:reduce){
  .phero-track{height:auto}
  .phero-pin{position:relative}
  .pm .pf,.pm__base{display:none}
  .pm .pf.pf--end{display:block;width:100%!important;height:100%;left:0!important;bottom:0!important;opacity:1;transform:none!important}
}
@media (max-width:980px){
  .phero-pin{height:auto;min-height:0;max-height:none}
  .phero--pm{display:flex;flex-direction:column}
  .phero--pm .phero__in>*{max-width:none}
  .pm{position:relative;right:auto;bottom:auto;width:190%;margin:8px 0 0 -45%;filter:none}
}
.phero h1{font-size:clamp(34px,4.2vw,58px)}
.phero .lead{max-width:36em;margin-bottom:34px}
.crumbs{list-style:none;margin:0 0 26px;padding:0;display:flex;flex-wrap:wrap;gap:8px;font-size:13px;color:var(--ink-soft)}
.crumbs li+li::before{content:"›";margin-right:8px;color:var(--teal)}
.crumbs a{text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(8,40,62,.25)}
.crumbs a:hover{color:var(--navy)}
.notice{margin:30px 0 0;max-width:40em;padding:18px 22px;border-radius:16px;background:rgba(255,255,255,.6);border:1px solid rgba(8,40,62,.12);font-size:15px;line-height:1.6;color:var(--navy)}
.link-quiet{font-weight:700;border-bottom:2px solid var(--gold);padding-bottom:2px}
.link-quiet:hover{color:var(--teal)}

/* ---------- SECCIONES GENÉRICAS ---------- */
.sec{padding:110px 0}
.sec--tint{background:#e9eef1}
.sec--white{background:#fff}
.sec__head{max-width:800px;margin-bottom:52px}
.sec__head h2{margin-bottom:22px}
.sec__head p{margin:0 0 14px;font-size:19px;line-height:1.7;color:var(--ink-soft)}
.prose p{margin:0 0 22px;font-size:18px;line-height:1.75;color:var(--ink-soft)}
.prose p strong{color:var(--navy)}
.prose a,.inline-link{color:var(--navy);font-weight:500;text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:4px}
.prose a:hover,.inline-link:hover{color:var(--teal)}
.split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:72px;align-items:start}
.split__head{position:sticky;top:110px}
.split__head h2{margin-bottom:28px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.more{margin:40px 0 0;font-size:17px;color:var(--ink-soft)}
.highlight{margin:44px 0 0;max-width:760px;font-size:21px;font-weight:500;line-height:1.5;color:var(--navy)}
.lema-line{margin:0 0 26px;font-size:clamp(20px,2.2vw,28px);font-weight:500;line-height:1.35;color:var(--gold);letter-spacing:-.01em;max-width:24em}

/* lista con palomitas */
.checks{list-style:none;margin:0;padding:0;display:grid;gap:18px}
.checks li{position:relative;padding-left:44px;font-size:18px;line-height:1.6;color:var(--ink-soft)}
.checks li strong{color:var(--navy)}
.checks li::before{content:"";position:absolute;left:0;top:2px;width:28px;height:28px;border-radius:50%;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D8A622' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") no-repeat center/16px}
.checks--x li::before{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23406C7F' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E") no-repeat center/14px;box-shadow:inset 0 0 0 1px rgba(64,108,127,.4)}
.sectors{display:flex;flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none}
.sectors li{padding:9px 16px;border-radius:999px;background:#fff;border:1px solid rgba(8,40,62,.1);font-size:14px;font-weight:500}
.label{margin:0 0 16px;font-size:12px;font-weight:700;letter-spacing:.2em;color:var(--teal);text-transform:uppercase}
.not-for{margin:44px 0 0;padding:26px 30px;border-radius:22px;background:rgba(8,40,62,.05);font-size:17px;line-height:1.65;color:var(--ink-soft)}
.not-for strong{color:var(--navy)}

/* tarjetas de lista numerada (fondo claro) */
.olist{list-style:none;margin:0;padding:0;counter-reset:o;display:grid;gap:16px}
.olist li{counter-increment:o;position:relative;background:#fff;border-radius:22px;padding:26px 30px 26px 92px;font-size:17px;line-height:1.65;color:var(--ink-soft);box-shadow:0 1px 0 rgba(8,40,62,.05),0 20px 40px -30px rgba(8,40,62,.3)}
.olist li::before{content:counter(o,decimal-leading-zero);position:absolute;left:30px;top:27px;font-weight:700;font-size:15px;letter-spacing:.12em;color:var(--teal)}
.olist li strong{display:block;margin-bottom:4px;font-size:19px;color:var(--navy)}
.sec--white .olist li{background:var(--cream);box-shadow:none}

/* panel navy */
.panel{max-width:1320px;margin:0 auto;background:var(--navy);color:var(--cream);border-radius:44px;padding:96px 0 88px;position:relative;overflow:hidden}
.panel::before{content:"";position:absolute;right:-120px;top:-160px;width:620px;height:620px;border-radius:50%;background:radial-gradient(closest-side,rgba(64,108,127,.55),rgba(64,108,127,0))}
.panel .wrap{position:relative}
.panel h2{max-width:780px;margin-bottom:28px}
.panel p{color:rgba(240,238,233,.82)}
.panel .step p{color:rgba(240,238,233,.78)}
.panel-sec{padding:0 16px 110px}
.panel-sec--top{padding-top:110px}
.steps--6{grid-template-columns:repeat(6,minmax(0,1fr))}
.steps--4{grid-template-columns:repeat(4,minmax(0,1fr))}
.panel .steps{margin-top:56px}
.panel__lead{max-width:44em;font-size:18px;line-height:1.7;margin:0}
.panel__note{margin:56px 0 0;max-width:44em;font-size:16px;line-height:1.7}

/* tablas */
.tbl{overflow-x:auto;border-radius:24px;background:#fff;box-shadow:0 1px 0 rgba(8,40,62,.05),0 24px 50px -30px rgba(8,40,62,.3)}
.tbl table{width:100%;border-collapse:collapse;min-width:640px;font-size:16px;line-height:1.55}
.tbl th,.tbl td{text-align:left;vertical-align:top;padding:20px 24px;border-bottom:1px solid rgba(8,40,62,.08)}
.tbl thead th{font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);background:rgba(8,40,62,.03)}
.tbl tbody th{font-weight:700;color:var(--navy)}
.tbl td{color:var(--ink-soft)}
.tbl tr:last-child td,.tbl tr:last-child th{border-bottom:0}
.tbl tr.is-hk th,.tbl tr.is-hk td{background:rgba(216,166,34,.12);color:var(--navy)}
.tbl-note{margin:24px 0 0;font-size:16px;line-height:1.6;color:var(--ink-soft)}

/* preguntas frecuentes */
.faq{max-width:900px;border-top:1px solid rgba(8,40,62,.14)}
.faq details{border-bottom:1px solid rgba(8,40,62,.14)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:26px 0;font-size:19px;font-weight:700;line-height:1.35}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:36px;height:36px;border-radius:50%;border:1px solid rgba(8,40,62,.2);background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") no-repeat center/16px;transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq summary:hover{color:var(--teal)}
.faq p{margin:0 0 28px;max-width:46em;font-size:17px;line-height:1.7;color:var(--ink-soft)}
.faq p a{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;color:var(--navy)}

/* cierre */
.closing .btn{margin-top:14px}
.rel{margin:40px 0 0;display:flex;flex-wrap:wrap;gap:12px 28px;font-size:15px}
.rel a{color:var(--cream);border-bottom:1px solid rgba(216,166,34,.6);padding-bottom:2px}
.rel a:hover{color:var(--gold)}

/* equipo */
.person{display:grid;grid-template-columns:120px minmax(0,1fr);gap:36px;padding:48px 0;border-top:1px solid rgba(8,40,62,.12)}
.person:first-child{border-top:0;padding-top:0}
.mono{width:120px;height:120px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:34px;font-weight:700;letter-spacing:.02em}
.person h3{margin:0 0 6px;font-size:26px;letter-spacing:-.015em;line-height:1.2}
.role{margin:0 0 18px;font-size:14px;font-weight:700;letter-spacing:.04em;color:var(--teal)}
.person p{margin:0 0 16px;font-size:17px;line-height:1.7;color:var(--ink-soft)}
.person ul{margin:0 0 16px;padding-left:20px;font-size:16px;line-height:1.7;color:var(--ink-soft)}
.person ul li{margin-bottom:4px}
.person .edu{font-size:15px}
.person .edu strong,.card .edu strong{color:var(--navy)}
.board{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:48px}
.board .card h3{font-size:21px;margin-bottom:6px}
.board .card .role{margin:0 0 16px;font-size:13px}
.board .card p+p{margin-top:12px}
.card .edu{font-size:14px}
.org{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.org div{padding:30px;border-radius:22px;background:var(--cream)}
.org h3{margin:0 0 10px;font-size:19px}
.org p{margin:0;font-size:16px;line-height:1.65;color:var(--ink-soft)}
.values{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin-top:56px}
.values div{padding:28px 26px;border-radius:22px;border:1px solid rgba(240,238,233,.18)}
.values h3{margin:0 0 10px;color:var(--gold);font-size:19px}
.values p{margin:0;font-size:15px;line-height:1.6}
.mv{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:48px;margin-top:20px}
.mv h3{margin:0 0 14px;font-size:13px;letter-spacing:.2em;color:var(--gold)}
.mv p{margin:0;font-size:18px;line-height:1.7}

/* el camino del dinero */
.flow{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:14px;position:relative}
.flow li{position:relative;background:#fff;border-radius:22px;padding:24px 20px 26px;box-shadow:0 1px 0 rgba(8,40,62,.05),0 20px 40px -30px rgba(8,40,62,.3)}
.flow li:not(:last-child)::after{content:"";position:absolute;right:-13px;top:44px;width:12px;height:12px;z-index:2;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D8A622' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M8 4l8 8-8 8'/%3E%3C/svg%3E") no-repeat center/contain}
.flow .n{display:block;font-size:12px;font-weight:700;letter-spacing:.16em;color:var(--teal);margin-bottom:14px}
.flow h3{margin:0 0 8px;font-size:17px;line-height:1.25}
.flow p{margin:0;font-size:14px;line-height:1.55;color:var(--ink-soft)}
.flow li.is-acct{background:var(--navy);color:var(--cream)}
.flow li.is-acct .n{color:var(--gold)}
.flow li.is-acct p{color:rgba(240,238,233,.8)}
.flow__key{margin:22px 0 0;display:flex;align-items:center;gap:12px;font-size:14px;color:var(--ink-soft)}
.flow__key i{width:16px;height:16px;border-radius:5px;background:var(--navy);flex:none}
.flow__text{margin:36px 0 0;max-width:46em;font-size:18px;line-height:1.7;color:var(--ink-soft)}

/* blog */
.post-card{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);background:#fff;border-radius:32px;overflow:hidden;box-shadow:0 1px 0 rgba(8,40,62,.05),0 30px 60px -34px rgba(8,40,62,.35)}
.post-card__img{background:var(--navy);display:grid;place-items:center;padding:36px}
.post-card__body{padding:48px 44px}
.post-card h3{margin:0 0 16px;font-size:28px;line-height:1.2;letter-spacing:-.02em}
.post-card h3 a:hover{color:var(--teal)}
.post-card p{margin:0 0 24px;font-size:17px;line-height:1.65;color:var(--ink-soft)}
.meta{margin:0 0 18px;font-size:13px;color:var(--ink-soft);display:flex;flex-wrap:wrap;align-items:center;gap:6px 16px}
.cat{display:inline-block;padding:6px 14px;border-radius:999px;background:rgba(216,166,34,.18);color:var(--navy);font-size:12px;font-weight:700;letter-spacing:.06em}
.cats{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.cats li{padding:26px 26px 28px;border-radius:22px;background:#fff}
.cats h3{margin:0 0 8px;font-size:18px}
.cats p{margin:0;font-size:15px;line-height:1.6;color:var(--ink-soft)}
.article{max-width:740px;margin:0 auto}
.article h2{font-size:clamp(24px,2.4vw,32px);margin:56px 0 18px}
.article p,.article li{font-size:19px;line-height:1.8;color:var(--ink-soft)}
.article p{margin:0 0 22px}
.article ul,.article ol{margin:0 0 26px;padding-left:24px}
.article li{margin-bottom:8px}
.article a{color:var(--navy);font-weight:500;text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:4px}
.article figure{margin:0 0 48px}
.article figure svg{width:100%;height:auto;border-radius:24px}
.article figcaption{margin-top:12px;font-size:14px;color:var(--ink-soft);text-align:center}
.example{margin:30px 0;padding:28px 32px;border-radius:22px;background:#fff;box-shadow:0 20px 40px -30px rgba(8,40,62,.3)}
.example p{font-size:16px!important;margin:0 0 12px!important;color:var(--navy)!important}
.example ul{margin:0!important}
.example li{font-size:17px!important}
.article .ask{margin-top:48px;padding:30px 32px;border-radius:22px;background:var(--navy)}
.article .ask p{color:rgba(240,238,233,.85);margin:0}
.article .ask strong{color:var(--gold)}
.article .ask a{color:var(--cream)}
.byline{margin:26px 0 0;font-size:14px;color:var(--ink-soft)}

/* legales */
.legal{max-width:820px}
.legal h2{font-size:clamp(24px,2.6vw,34px);margin:64px 0 18px}
.legal h2:first-child{margin-top:0}
.legal h3{margin:36px 0 12px;font-size:20px}
.legal p,.legal li{font-size:17px;line-height:1.75;color:var(--ink-soft)}
.legal p{margin:0 0 16px}
.legal ul,.legal ol{margin:0 0 18px;padding-left:24px}
.legal strong{color:var(--navy)}
.legal a{text-decoration:underline;color:var(--navy)}

/* ---------- FORMULARIO ---------- */
.contact{background:var(--navy);color:var(--cream);padding:120px 0;position:relative;overflow:hidden}
.contact::before{content:"";position:absolute;left:-200px;bottom:-260px;width:700px;height:700px;border-radius:50%;background:radial-gradient(closest-side,rgba(64,108,127,.5),rgba(64,108,127,0))}
.contact__grid{position:relative;display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:64px;align-items:start}
.contact h2{margin-bottom:26px}
.contact__text p{margin:0 0 18px;font-size:18px;line-height:1.7;color:rgba(240,238,233,.85)}
.direct{margin:40px 0 0;padding:28px 0 0;border-top:1px solid rgba(240,238,233,.18);display:grid;gap:14px;font-size:16px}
.direct a,.direct span{display:flex;align-items:center;gap:12px;color:var(--cream)}
.direct a:hover{color:var(--gold)}
.direct svg{width:20px;height:20px;color:var(--gold);flex:none}
.form{position:relative;background:#fff;color:var(--navy);border-radius:32px;padding:44px 40px 40px;box-shadow:0 40px 80px -40px rgba(0,0,0,.5)}
.form__title{margin:0 0 24px;font-size:22px;letter-spacing:-.01em}
.form__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 18px}
.field{display:flex;flex-direction:column;gap:7px;min-width:0}
.field--full{grid-column:1/-1}
.field label,.field legend{font-size:14px;font-weight:700;padding:0}
.field .req{color:var(--teal);font-weight:500}
.field input,.field textarea{font:inherit;font-size:16px;color:var(--navy);background:var(--cream);border:1px solid rgba(8,40,62,.14);border-radius:14px;padding:13px 16px;width:100%;transition:border-color .2s,box-shadow .2s,background .2s}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field textarea:focus{outline:0;background:#fff;border-color:var(--teal);box-shadow:0 0 0 3px rgba(64,108,127,.18)}
.field .help{font-size:13px;color:var(--ink-soft)}
.field .err{display:none;font-size:13px;font-weight:500;color:#a3361f}
.field.is-bad input,.field.is-bad textarea{border-color:#a3361f}
.field.is-bad .err{display:block}
fieldset.field{border:0;margin:0;padding:0}
.seg{display:flex;gap:10px;margin-top:2px}
.seg label{position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0;width:1px;height:1px}
.seg span{display:inline-flex;align-items:center;justify-content:center;min-width:88px;min-height:46px;padding:0 20px;border-radius:999px;border:1px solid rgba(8,40,62,.18);font-size:15px;font-weight:500;background:var(--cream);transition:background .2s,color .2s,border-color .2s}
.seg input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.seg input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}
.form__nocontract{grid-column:1/-1;margin:0;padding:16px 18px;border-radius:14px;background:rgba(216,166,34,.16);font-size:14px;line-height:1.6}
.form__nocontract a{font-weight:700;text-decoration:underline}
.form__privacy{grid-column:1/-1;margin:6px 0 0;padding:16px 18px;border-radius:14px;background:rgba(8,40,62,.04);font-size:12.5px;line-height:1.6;color:var(--ink-soft)}
.form__privacy p{margin:0 0 8px}.form__privacy p:last-child{margin:0}
.form__privacy a{text-decoration:underline;color:var(--navy)}
.check{grid-column:1/-1;display:flex;gap:12px;align-items:flex-start;font-size:14px;line-height:1.5;cursor:pointer}
.check input{flex:none;width:20px;height:20px;margin:1px 0 0;accent-color:var(--navy)}
.check a{text-decoration:underline}
.check.is-bad{color:#a3361f}
.form__foot{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:center;gap:16px 24px;margin-top:8px}
.form__foot .btn{border:0;cursor:pointer;font-family:inherit}
.form__foot small{font-size:13px;color:var(--ink-soft)}
.form__status{grid-column:1/-1;margin:0;font-size:15px;font-weight:500;line-height:1.5}
.form__status:empty{display:none}
.form__status.is-ok{padding:16px 18px;border-radius:14px;background:rgba(64,108,127,.12);color:var(--navy)}
.form__status.is-err{padding:16px 18px;border-radius:14px;background:rgba(163,54,31,.08);color:#a3361f}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.btn[disabled]{opacity:.6;pointer-events:none}

/* ---------- INICIO: PARA QUIÉN / ALIADOS ---------- */
.who{background:#e9eef1;padding:0 0 110px}
.allies{background:#fff;padding:110px 0;position:relative;overflow:hidden}
.allies::after{content:"";position:absolute;right:6%;top:50%;transform:translateY(-50%);width:min(280px,26vw);aspect-ratio:330/570;background:url(/logo-isotipo.svg) no-repeat center/contain;opacity:.07}
.allies__in{position:relative;z-index:1;max-width:760px}
.allies h2{margin-bottom:26px}
.allies p{margin:0 0 18px;font-size:19px;line-height:1.7;color:var(--ink-soft)}
.allies .risk{margin-bottom:32px;font-size:15px;font-weight:500;color:var(--teal)}
.btn--line{padding:16px 28px;border:1px solid var(--navy);color:var(--navy)}
.btn--line:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}

/* ---------- PIE ---------- */
.foot{background:#061f31;color:rgba(240,238,233,.72);padding:80px 0 36px;font-size:14px}
.foot__top{display:grid;grid-template-columns:minmax(0,1.3fr) repeat(3,minmax(0,1fr));gap:40px}
.foot__brand img{width:150px;height:auto}
.foot__lema{margin:18px 0 0;max-width:20em;font-size:15px;font-weight:500;line-height:1.5;color:var(--cream)}
.foot__col{display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.foot__col h2{margin:0 0 6px;font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}
.foot__col a:hover{color:var(--cream)}
.foot__legal{margin-top:56px;padding-top:28px;border-top:1px solid rgba(240,238,233,.12)}
.foot__legal p{margin:0;max-width:62em;font-size:13px;line-height:1.7}
.foot__bottom{margin-top:24px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:13px}
.foot__bottom p{margin:0}
.foot__bottom a{text-decoration:underline;text-underline-offset:3px}
.foot__bottom a:hover{color:var(--cream)}

@media (max-width:980px){
  .phero{padding:130px 0 70px}
  .sec,.allies{padding:80px 0}
  .who{padding-bottom:80px}
  .split,.grid2,.grid3,.mv,.board,.org,.contact__grid,.post-card{grid-template-columns:1fr}
  .split{gap:36px}.split__head{position:static}
  .values,.cats{grid-template-columns:1fr 1fr}
  .steps--6,.steps--4{grid-template-columns:1fr}
  .panel{border-radius:32px;padding:68px 0 64px}
  .panel-sec{padding-bottom:80px}
  .panel-sec--top{padding-top:80px}
  .flow{grid-template-columns:1fr;gap:12px}
  .flow li{padding-left:76px}
  .flow .n{position:absolute;left:22px;top:27px}
  .flow li:not(:last-child)::after{right:auto;left:50%;top:auto;bottom:-12px;transform:translateX(-50%) rotate(90deg)}
  .contact{padding:80px 0}
  .contact__grid{gap:40px}
  .foot__top{grid-template-columns:1fr 1fr}
  .foot__brand{grid-column:1/-1}
  .allies::after{display:none}
}
@media (max-width:640px){
  .values,.cats,.form__grid{grid-template-columns:1fr}
  .form{padding:30px 20px 26px;border-radius:24px}
  .person{grid-template-columns:1fr;gap:20px}
  .mono{width:84px;height:84px;font-size:26px}
  .olist li{padding:24px 22px 24px 70px}
  .olist li::before{left:22px}
  .post-card__body{padding:32px 24px}
  .foot__top{grid-template-columns:1fr}
  .sec__head p,.prose p{font-size:17px}
  .article p,.article li{font-size:17px}
}
.what__lead+.what__lead{margin-top:16px}
.who__lead{margin-bottom:28px!important}
.how .rel{margin-top:28px}

/* utilidades y ajustes de subpáginas */
.sec--tight{padding-top:56px}
.label--gap{margin-top:44px}
.label--gold{color:var(--gold)}
.checks--gap{margin-bottom:30px}
.grid2--gap{margin-top:24px}
.grid2 .not-for{margin:0}
.steps--stack{grid-template-columns:1fr;gap:0;margin:28px 0 30px}
.steps--stack::before{left:22px;right:auto;top:22px;bottom:30px;width:1px;height:auto;background:linear-gradient(180deg,var(--gold),rgba(216,166,34,.15))}
.steps--stack .step{padding:0 0 30px 70px}
.steps--stack .step__n{position:absolute;left:0;top:0;margin:0}
.steps--stack .step h3{padding-top:10px;color:var(--cream)}
.steps--stack .step p{color:rgba(240,238,233,.78)}
.inline-link--light{color:var(--cream)}
.inline-link--light:hover{color:var(--gold)}
.card--link{display:block}
.card--link h3{word-break:break-word}
.card--link:hover h3{color:var(--teal)}
.post-card__h{margin:0 0 16px;font-size:28px;line-height:1.2;letter-spacing:-.02em}
.post-card__h a:hover{color:var(--teal)}
.post-card__img svg{width:100%;height:auto}
.panel .rel{margin-top:36px}
.panel h2+.btn{margin-top:4px}
.card h3.h-mail{font-size:clamp(16px,1.5vw,19px);word-break:normal;overflow-wrap:anywhere}

/* botón flotante: regresar al inicio */
.home-fab{position:fixed;right:24px;bottom:24px;z-index:50;width:58px;height:58px;border-radius:50%;background:var(--navy);display:grid;place-items:center;box-shadow:0 0 0 2px var(--gold),0 14px 30px -10px rgba(8,40,62,.55);transition:transform .3s var(--ease),opacity .3s,visibility .3s}
.home-fab img{width:20px;height:auto}
.home-fab:hover{transform:translateY(-3px)}
.home-fab__tip{position:absolute;right:calc(100% + 14px);top:50%;transform:translate(6px,-50%);white-space:nowrap;padding:9px 14px;border-radius:999px;background:var(--navy);color:var(--cream);font-size:13px;font-weight:500;box-shadow:0 10px 24px -10px rgba(8,40,62,.5);opacity:0;pointer-events:none;transition:opacity .25s,transform .25s var(--ease)}
.home-fab:hover .home-fab__tip,.home-fab:focus-visible .home-fab__tip{opacity:1;transform:translate(0,-50%)}
.home-fab.is-hidden{opacity:0;visibility:hidden;transform:translateY(12px)}
@media (max-width:640px){.home-fab{right:16px;bottom:16px;width:52px;height:52px}}

/* ---------- INICIO: TRES COSAS LO HACEN DISTINTO ---------- */
.pillars{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:stretch}
.pillar{position:relative;display:flex;flex-direction:column;background:#fff;border-radius:28px;overflow:hidden;border:1px solid rgba(8,40,62,.06);box-shadow:0 1px 0 rgba(8,40,62,.04),0 26px 50px -30px rgba(8,40,62,.3);transition:opacity .8s var(--ease),transform .5s var(--ease),box-shadow .5s,border-color .5s}
.pillar:hover{transform:translateY(-8px);border-color:rgba(216,166,34,.55);box-shadow:0 1px 0 rgba(8,40,62,.04),0 40px 70px -32px rgba(8,40,62,.42)}
.pillar__viz{position:relative;height:190px;padding:30px 30px 26px;display:flex;flex-direction:column;justify-content:flex-end;background:radial-gradient(260px 160px at 85% 0%,rgba(216,166,34,.14),rgba(216,166,34,0) 70%),linear-gradient(165deg,#e8eff4 0%,#f6f4ef 100%)}
.pillar__n{position:absolute;right:26px;top:14px;font-size:68px;font-weight:700;line-height:1;letter-spacing:-.04em;color:transparent;-webkit-text-stroke:1.2px rgba(8,40,62,.18)}
.pillar__body{display:flex;flex-direction:column;flex:1;padding:30px 32px 32px}
.pillar h3{margin:0 0 12px;font-size:22px;line-height:1.25;letter-spacing:-.01em}
.pillar__body p{margin:0 0 26px;font-size:16px;line-height:1.65;color:var(--ink-soft)}
.pillar__tag{margin-top:auto;display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}
.pillar__tag::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(216,166,34,.2)}
.pillar--dark{background:var(--navy);border-color:var(--navy)}
.pillar--dark .pillar__viz{background:radial-gradient(260px 170px at 85% 0%,rgba(216,166,34,.2),rgba(216,166,34,0) 70%),linear-gradient(165deg,#0f3b58 0%,#08283E 100%)}
.pillar--dark .pillar__n{-webkit-text-stroke-color:rgba(240,238,233,.22)}
.pillar--dark h3{color:var(--cream)}
.pillar--dark .pillar__body p{color:rgba(240,238,233,.78)}
.pillar--dark .pillar__tag{color:var(--gold)}

/* 01: barras de capital por semana */
.viz-bars{display:flex;align-items:flex-end;gap:7px;height:96px}
.viz-bars i{flex:1;height:100%;border-radius:6px 6px 2px 2px;background:linear-gradient(180deg,var(--teal),rgba(64,108,127,.35));transform:scaleY(.06);transform-origin:bottom;transition:transform .9s var(--ease),background .4s}
.viz-bars i:nth-child(1){height:30%}.viz-bars i:nth-child(2){height:46%}.viz-bars i:nth-child(3){height:62%}.viz-bars i:nth-child(4){height:80%}
.viz-bars i:nth-child(5){height:100%;background:linear-gradient(180deg,var(--gold),rgba(216,166,34,.45))}
.viz-bars i:nth-child(6){height:88%}.viz-bars i:nth-child(7){height:70%}.viz-bars i:nth-child(8){height:52%}.viz-bars i:nth-child(9){height:36%}.viz-bars i:nth-child(10){height:22%}
.pillar.is-in .viz-bars i{transform:scaleY(1)}
.viz-bars i:nth-child(2){transition-delay:.05s}.viz-bars i:nth-child(3){transition-delay:.1s}.viz-bars i:nth-child(4){transition-delay:.15s}.viz-bars i:nth-child(5){transition-delay:.2s}.viz-bars i:nth-child(6){transition-delay:.25s}.viz-bars i:nth-child(7){transition-delay:.3s}.viz-bars i:nth-child(8){transition-delay:.35s}.viz-bars i:nth-child(9){transition-delay:.4s}.viz-bars i:nth-child(10){transition-delay:.45s}
.pillar:hover .viz-bars i{background:linear-gradient(180deg,var(--navy),rgba(8,40,62,.45))}
.pillar:hover .viz-bars i:nth-child(5){background:linear-gradient(180deg,var(--gold),rgba(216,166,34,.6))}
.viz-cap{margin-top:10px;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}

/* 02: cuenta del proyecto */
.viz-acct{width:72%;max-width:230px;padding:14px 16px;border-radius:16px;background:rgba(240,238,233,.07);border:1px solid rgba(240,238,233,.14);backdrop-filter:blur(6px)}
.acct__head{display:flex;align-items:center;gap:8px;margin:0 0 10px;font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--gold)}
.acct__head svg{width:16px;height:16px}
.viz-acct ul{list-style:none;margin:0;padding:0;display:grid;gap:7px}
.viz-acct li{display:flex;justify-content:space-between;align-items:center;font-size:13px;color:var(--cream);opacity:0;transform:translateX(-10px);transition:opacity .5s,transform .5s var(--ease)}
.viz-acct li::after{content:"";width:16px;height:16px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") no-repeat center/10px}
.pillar.is-in .viz-acct li{opacity:1;transform:none}
.viz-acct li:nth-child(1){transition-delay:.3s}.viz-acct li:nth-child(2){transition-delay:.55s}.viz-acct li:nth-child(3){transition-delay:.8s}

/* 03: plazo de principio a fin */
.viz-time{width:100%;padding-bottom:6px}
.time__line{position:relative;height:6px;border-radius:6px;background:rgba(8,40,62,.1);margin:0 8px}
.time__line::before,.time__line::after{content:"";position:absolute;top:50%;width:16px;height:16px;border-radius:50%;transform:translate(-50%,-50%);background:#fff;border:3px solid var(--navy)}
.time__line::before{left:0}.time__line::after{left:100%;border-color:var(--teal)}
.time__fill{position:absolute;left:0;top:0;bottom:0;width:0;border-radius:6px;background:linear-gradient(90deg,var(--navy),var(--gold));transition:width 1.6s var(--ease) .2s}
.time__mark{position:absolute;top:50%;left:0;width:22px;height:22px;border-radius:50%;background:var(--gold);transform:translate(-50%,-50%);box-shadow:0 0 0 6px rgba(216,166,34,.22);z-index:1;transition:left 1.6s var(--ease) .2s}
.pillar.is-in .time__fill{width:100%}
.pillar.is-in .time__mark{left:100%}
.time__labels{display:flex;justify-content:space-between;margin-top:18px;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
@media (prefers-reduced-motion:no-preference){
  .pillar.is-in .time__mark{animation:pulse 2.4s ease-in-out 2s infinite}
  @keyframes pulse{0%,100%{box-shadow:0 0 0 6px rgba(216,166,34,.22)}50%{box-shadow:0 0 0 12px rgba(216,166,34,0)}}
}
@media (max-width:980px){.pillars{grid-template-columns:1fr}.pillar__viz{height:170px}}

/* ---------- INICIO: CÓMO FUNCIONA (recorrido de 5 pasos) ---------- */
.how__head{display:flex;justify-content:space-between;align-items:flex-end;gap:48px}
.how .how__head h2{margin:0;max-width:720px}
.how__badge{flex:none;max-width:340px;margin:0;display:flex;gap:14px;align-items:flex-start;padding:16px 20px;border-radius:18px;background:rgba(216,166,34,.1);border:1px solid rgba(216,166,34,.32);font-size:14px;line-height:1.55;color:rgba(240,238,233,.85)}
.how__badge strong{color:var(--gold)}
.how__badge svg{flex:none;width:22px;height:22px;color:var(--gold);margin-top:1px}
.road{list-style:none;margin:64px 0 0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:20px;position:relative}
.road::before,.road::after{content:"";position:absolute;left:27px;top:27px;height:2px;border-radius:2px}
.road::before{width:var(--len,0);background:rgba(240,238,233,.14)}
.road::after{width:var(--fill,0);background:linear-gradient(90deg,var(--gold),#f3cd63);box-shadow:0 0 14px rgba(216,166,34,.55)}
.road__step{position:relative}
.road__dot{position:relative;z-index:1;display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:var(--navy);border:1px solid rgba(240,238,233,.22);color:rgba(240,238,233,.55);transition:background .5s,color .5s,border-color .5s,box-shadow .5s,transform .5s var(--ease)}
.road__dot svg{width:24px;height:24px}
.road__step.is-on .road__dot{background:var(--gold);border-color:var(--gold);color:var(--navy);box-shadow:0 0 0 6px rgba(216,166,34,.18),0 10px 24px -6px rgba(216,166,34,.6)}
.road__card{margin-top:24px;height:calc(100% - 80px);padding:22px 20px 24px;border-radius:20px;background:rgba(255,255,255,.03);border:1px solid rgba(240,238,233,.08);transition:background .5s,border-color .5s,transform .4s var(--ease)}
.road__step.is-on .road__card{background:rgba(255,255,255,.06);border-color:rgba(216,166,34,.3)}
.road__step:hover .road__card{transform:translateY(-4px);border-color:rgba(216,166,34,.6)}
.road__step:hover .road__dot{transform:scale(1.06)}
.road__n{display:block;margin-bottom:10px;font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
.road h3{margin:0 0 10px;font-size:18px;line-height:1.25;color:var(--cream)}
.road p{margin:0;font-size:14.5px;line-height:1.6;color:rgba(240,238,233,.75)}
.how__foot{margin-top:56px;display:flex;flex-wrap:wrap;align-items:center;gap:20px 36px}
.how .how__foot .rel{margin:0}
@media (max-width:980px){
  .how__head{flex-direction:column;align-items:flex-start;gap:28px}
  .how__badge{max-width:none}
  .road{grid-template-columns:1fr;gap:16px;margin-top:44px}
  .road::before,.road::after{width:2px}
  .road::before{height:var(--len,0)}
  .road::after{height:var(--fill,0);background:linear-gradient(180deg,var(--gold),#f3cd63)}
  .road__step{display:grid;grid-template-columns:56px minmax(0,1fr);gap:18px;align-items:start}
  .road__card{margin:0;height:auto}
  .how__foot{margin-top:44px}
}
.foot__logo{display:inline-block;border-radius:12px;transition:opacity .3s,transform .3s var(--ease)}
.foot__logo:hover{opacity:.85;transform:translateY(-2px)}

/* ---------- PARA EMPRESAS: TARJETAS ---------- */
/* señales de alerta */
.signals{list-style:none;margin:0 0 30px;padding:0;display:grid;gap:12px}
.signals li{position:relative;display:flex;align-items:center;gap:18px;padding:18px 22px;border-radius:18px;background:#fff;border:1px solid rgba(8,40,62,.06);box-shadow:0 18px 36px -28px rgba(8,40,62,.35);font-size:17px;line-height:1.5;color:var(--navy);transition:transform .4s var(--ease),border-color .4s,opacity .8s var(--ease)}
.signals li::before{content:"";position:absolute;left:0;top:18px;bottom:18px;width:3px;border-radius:0 3px 3px 0;background:var(--gold)}
.signals li:hover{transform:translateX(6px);border-color:rgba(216,166,34,.45)}
.signals__n{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:rgba(216,166,34,.16);color:#8a6a10;font-size:14px;font-weight:700}

/* requisitos: autoevaluación */
.reqmeter{position:sticky;top:16px;z-index:5;display:grid;grid-template-columns:auto minmax(120px,1fr) auto;align-items:center;gap:14px 24px;margin:0 0 28px;padding:16px 22px;border-radius:20px;background:rgba(255,255,255,.88);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(8,40,62,.08);box-shadow:0 18px 40px -26px rgba(8,40,62,.4)}
.reqmeter[hidden]{display:none}
.reqmeter__txt{margin:0;font-size:15px;color:var(--ink-soft)}
.reqmeter__txt strong{font-size:18px;color:var(--navy);margin-right:6px}
.reqmeter__bar{height:8px;border-radius:8px;background:rgba(8,40,62,.08);overflow:hidden}
.reqmeter__bar span{display:block;height:100%;width:0;border-radius:8px;background:linear-gradient(90deg,var(--teal),var(--gold));transition:width .5s var(--ease)}
.reqmeter__cta{padding:12px 22px;font-size:14px}
.reqmeter.is-done{border-color:rgba(216,166,34,.6);box-shadow:0 0 0 4px rgba(216,166,34,.15),0 18px 40px -26px rgba(8,40,62,.4)}
.reqs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.rqc{position:relative;display:flex;flex-direction:column;padding:28px 28px 24px;border-radius:24px;background:#fff;border:1px solid rgba(8,40,62,.06);box-shadow:0 1px 0 rgba(8,40,62,.04),0 24px 46px -30px rgba(8,40,62,.3);transition:opacity .8s var(--ease),transform .45s var(--ease),border-color .4s,box-shadow .4s,background .4s}
.rqc:hover{transform:translateY(-6px);box-shadow:0 1px 0 rgba(8,40,62,.04),0 34px 60px -30px rgba(8,40,62,.38)}
.rqc.is-js{cursor:pointer}
.req__top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}
.req__ic{display:grid;place-items:center;width:52px;height:52px;border-radius:16px;background:linear-gradient(150deg,#e3ecf2,#f4f1ea);color:var(--navy);transition:background .4s,color .4s}
.req__ic svg{width:26px;height:26px}
.req__n{font-size:40px;font-weight:700;letter-spacing:-.04em;line-height:1;color:transparent;-webkit-text-stroke:1.1px rgba(8,40,62,.18)}
.rqc h3{margin:0 0 10px;font-size:20px;line-height:1.25}
.rqc p{margin:0 0 22px;font-size:15.5px;line-height:1.6;color:var(--ink-soft)}
.req__btn{margin-top:auto;align-self:flex-start;display:inline-flex;align-items:center;gap:10px;padding:10px 16px 10px 12px;border-radius:999px;border:1px solid rgba(8,40,62,.16);background:transparent;font:inherit;font-size:14px;font-weight:700;color:var(--navy);cursor:pointer;transition:background .3s,color .3s,border-color .3s}
.req__btn:hover{border-color:var(--navy)}
.req__box{width:20px;height:20px;border-radius:6px;border:1.5px solid rgba(8,40,62,.35);display:grid;place-items:center;transition:background .3s,border-color .3s}
.rqc.is-on{border-color:rgba(216,166,34,.65);background:linear-gradient(180deg,#fff 0%,#fdf8ea 100%)}
.rqc.is-on .req__ic{background:var(--gold);color:var(--navy)}
.rqc.is-on .req__btn{background:var(--navy);border-color:var(--navy);color:#fff}
.rqc.is-on .req__box{border-color:var(--gold);background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") no-repeat center/13px}

/* proceso en tarjetas */
.proc{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;counter-reset:none}
.proc__item{display:flex;flex-direction:column;border-radius:24px;background:#fff;border:1px solid rgba(8,40,62,.07);box-shadow:0 1px 0 rgba(8,40,62,.04),0 24px 46px -32px rgba(8,40,62,.3);overflow:hidden;transition:opacity .8s var(--ease),transform .45s var(--ease),border-color .4s}
.proc__item:hover{transform:translateY(-6px);border-color:rgba(216,166,34,.5)}
.proc__head{display:flex;align-items:center;gap:16px;padding:22px 24px;background:linear-gradient(150deg,#e8eff4,#f6f4ef)}
.proc__n{flex:none;display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:700;font-size:17px;box-shadow:0 0 0 5px rgba(8,40,62,.07)}
.proc__head h3{margin:0;font-size:19px;line-height:1.25}
.proc__who{margin:0;padding:8px 24px 22px;display:grid;gap:0;flex:1}
.proc__who div{padding:14px 0 0}
.proc__who div+div{border-top:1px dashed rgba(8,40,62,.14);margin-top:14px}
.proc__who dt{display:inline-flex;align-items:center;gap:8px;margin-bottom:6px;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}
.proc__who dt::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--navy)}
.proc__who .is-you dt{color:#8a6a10}
.proc__who .is-you dt::before{background:var(--gold)}
.proc__who dd{margin:0;font-size:15.5px;line-height:1.55;color:var(--ink-soft)}
.proc__who .is-you dd{color:var(--navy);font-weight:500}
.proc__notes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:28px}
.info{margin:0;display:flex;gap:14px;align-items:flex-start;padding:18px 22px;border-radius:18px;background:rgba(64,108,127,.08);font-size:15.5px;line-height:1.55;color:var(--navy)}
.info svg{flex:none;width:24px;height:24px;color:var(--teal)}

/* qué te pedimos / qué obtienes */
.deal{display:grid;grid-template-columns:minmax(0,1fr) 56px minmax(0,1fr);align-items:stretch;gap:0}
.deal__card{padding:40px 38px;border-radius:28px;background:var(--cream);border:1px solid rgba(8,40,62,.07)}
.deal__card--get{background:var(--navy);color:var(--cream);border-color:var(--navy);box-shadow:0 34px 60px -34px rgba(8,40,62,.6)}
.deal__label{margin:0 0 24px;font-size:13px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--teal)}
.deal__card--get .deal__label{color:var(--gold)}
.deal__list{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.deal__list li{position:relative;padding-left:40px;font-size:16.5px;line-height:1.6;color:var(--ink-soft)}
.deal__list li strong{color:var(--navy)}
.deal__list li::before{content:"";position:absolute;left:0;top:1px;width:26px;height:26px;border-radius:8px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23406C7F' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E") no-repeat center/13px;box-shadow:inset 0 0 0 1px rgba(8,40,62,.1)}
.deal__card--get .deal__list li{color:rgba(240,238,233,.8)}
.deal__card--get .deal__list li strong{color:var(--cream)}
.deal__card--get .deal__list li::before{background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") no-repeat center/14px;box-shadow:none}
.deal__note{margin:28px 0 0;padding-top:20px;border-top:1px solid rgba(8,40,62,.1);font-size:14.5px;line-height:1.6;color:var(--ink-soft)}
.deal__swap{align-self:center;justify-self:center;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--gold);color:var(--navy);box-shadow:0 0 0 8px #fff;z-index:1;margin:0 -24px}
.deal__swap svg{width:22px;height:22px}

/* tabla comparativa como tarjetas en móvil */
@media (max-width:980px){
  .reqs,.proc{grid-template-columns:repeat(2,minmax(0,1fr))}
  .deal{grid-template-columns:1fr}
  .deal__swap{margin:-24px auto;transform:rotate(90deg)}
}
@media (max-width:640px){
  .reqs,.proc,.proc__notes{grid-template-columns:1fr}
  .reqmeter{grid-template-columns:1fr auto;top:12px}
  .reqmeter__bar{grid-column:1/-1;grid-row:2}
  .reqmeter__cta{grid-column:1/-1}
  .deal__card{padding:30px 24px}
  .tbl--cards{background:transparent;box-shadow:none;border-radius:0;overflow:visible}
  .tbl--cards table{min-width:0}
  .tbl--cards thead{display:none}
  .tbl--cards tr{display:block;margin-bottom:16px;padding:6px 20px 10px;border-radius:20px;background:#fff;box-shadow:0 20px 40px -30px rgba(8,40,62,.35)}
  .tbl--cards tr.is-hk{box-shadow:0 0 0 2px var(--gold),0 20px 40px -30px rgba(8,40,62,.35)}
  .tbl--cards th,.tbl--cards td{display:block;padding:12px 0;border-bottom:1px solid rgba(8,40,62,.08)}
  .tbl--cards tbody th{font-size:19px;padding-top:14px}
  .tbl--cards td::before{content:attr(data-label);display:block;margin-bottom:4px;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
  .tbl--cards tr td:last-child{border-bottom:0}
  .tbl--cards tr.is-hk th,.tbl--cards tr.is-hk td{background:transparent}
}
.reqmeter__cta[hidden]{display:none}

/* ---------- TARJETAS (2026-10-28) ---------- */
/* base: solo las tarjetas que son enlace se levantan al pasar el mouse */
.card{border-radius:24px;padding:34px 32px 32px;border:1px solid rgba(8,40,62,.06);box-shadow:0 1px 2px rgba(8,40,62,.04),0 18px 40px -24px rgba(8,40,62,.22)}
.card::before{left:32px;top:-1px;width:40px;height:3px}
.card:hover{transform:none;box-shadow:0 1px 2px rgba(8,40,62,.04),0 18px 40px -24px rgba(8,40,62,.22)}
.card__n{margin-bottom:18px}
.card h3{font-size:21px}
.card--link{padding-right:76px}
.card--link::after{content:"";position:absolute;right:26px;top:28px;width:36px;height:36px;border-radius:50%;
  background:var(--cream) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") no-repeat center/16px;
  transition:background-color .3s,transform .3s var(--ease)}
.card--link:hover{transform:translateY(-4px);box-shadow:0 1px 2px rgba(8,40,62,.04),0 28px 50px -24px rgba(8,40,62,.32)}
.card--link:hover::after{background-color:var(--gold);transform:translateX(3px)}
.card--link:focus-visible{outline:2px solid var(--gold);outline-offset:4px}
.card h3.h-mail{overflow-wrap:normal}

/* tarjetas con lista: encabezado separado y lista más compacta */
.card .label{display:flex;align-items:center;gap:12px;margin:0 0 22px;padding-bottom:18px;border-bottom:1px solid rgba(8,40,62,.08)}
.card .checks{gap:16px}
.card .checks li{font-size:16.5px;line-height:1.6}
/* sí / no: la tarjeta del "no" es secundaria, sin sombra ni acento dorado */
.card--yes .label{color:var(--navy)}
.card--yes .label::before,.card--no .label::before{content:"";flex:none;width:30px;height:30px;border-radius:50%;
  background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") no-repeat center/16px}
.card--no{background:rgba(255,255,255,.5);box-shadow:none;border-color:var(--red)}
.card--no::before{background:var(--red)}
.card--no .label{color:var(--red);border-bottom-color:rgba(200,32,45,.18)}
.card--no .label::before{background:transparent url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C8202D' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E") no-repeat center/14px;box-shadow:inset 0 0 0 1.5px var(--red)}
.card--no .checks--x li::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C8202D' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E");box-shadow:inset 0 0 0 1px rgba(200,32,45,.45)}
/* "Lo que no hacemos" (Aliados): la misma tarjeta roja, sin encabezado propio */
.card--limits .checks{gap:16px}
.card--limits .checks li+li{padding-top:16px;border-top:1px solid rgba(200,32,45,.12)}
.card--limits .checks li+li::before{top:18px}

/* lista en mosaicos (A la medida) */
.checks--tiles{gap:12px}
.checks--tiles li{padding:20px 22px 20px 66px;font-size:16.5px;line-height:1.6;background:#fff;border:1px solid rgba(8,40,62,.07);border-radius:18px;box-shadow:0 12px 28px -22px rgba(8,40,62,.3)}
.checks--tiles li::before{left:22px;top:21px}
/* nota destacada que cierra un bloque */
.highlight--note{position:relative;margin-top:24px;padding:22px 26px 22px 66px;border-radius:18px;background:var(--navy);color:var(--cream);font-size:18px;line-height:1.55}
.highlight--note::before{content:"";position:absolute;left:22px;top:24px;width:26px;height:26px;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D8A622' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M14 3H7a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2V8z'/%3E%3Cpath d='M14 3v5h5'/%3E%3Cpath d='M8.5 16.5c1.5-2 2.5-2 3 0s1.5 2 3.5-1'/%3E%3C/svg%3E") no-repeat center/contain}

/* pasos sobre panel navy: cada paso es una tarjeta; el número se monta en el borde y una línea dorada une los números */
.panel .steps{gap:44px 20px;margin-top:64px}
.panel .steps::before{display:none}
.panel .step{display:flex;flex-direction:column;padding:0 22px 26px;border-radius:22px;
  background:linear-gradient(180deg,rgba(255,255,255,.065),rgba(255,255,255,.02));border:1px solid rgba(255,255,255,.09)}
.panel .step__n{margin:-23px 0 20px;background:var(--navy);z-index:1}
.panel .step::after{content:"";position:absolute;top:-1px;left:66px;right:-42px;height:1px;background:linear-gradient(90deg,var(--gold),rgba(216,166,34,.3))}
.panel .step:last-child::after{display:none}
.panel .step h3{font-size:18px}
.panel .step p{font-size:14.5px;line-height:1.6}
.panel .steps--6{grid-template-columns:repeat(3,minmax(0,1fr))}
.panel .steps--6 .step:nth-child(3n)::after{display:none}
/* recorrido #road con 4 pasos (Cómo funciona); en móvil hereda la columna única de .road */
@media (min-width:981px){.road--4{grid-template-columns:repeat(4,minmax(0,1fr))}}
/* recorrido con 6 pasos (Aliados): 6 columnas en pantallas grandes; vertical en medianas, como en móvil */
@media (min-width:1181px){.road--6{grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}.road--6 .road__card{padding:20px 16px 22px}}
@media (max-width:1180px) and (min-width:981px){
  .road--6{grid-template-columns:1fr;gap:16px;margin-top:44px}
  .road--6::before,.road--6::after{width:2px}
  .road--6::before{height:var(--len,0)}
  .road--6::after{height:var(--fill,0);background:linear-gradient(180deg,var(--gold),#f3cd63)}
  .road--6 .road__step{display:grid;grid-template-columns:56px minmax(0,1fr);gap:18px;align-items:start}
  .road--6 .road__card{margin:0;height:auto}
}
.road--values{margin-top:56px}
@media (max-width:1180px) and (min-width:981px){
  .panel .steps:not(.steps--4){grid-template-columns:repeat(3,minmax(0,1fr))}
  .panel .steps:not(.steps--4) .step:nth-child(3n)::after{display:none}
  .panel .steps--4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .panel .steps--4 .step:nth-child(2n)::after{display:none}
}
@media (max-width:980px){
  .card{padding:28px 24px 26px;border-radius:20px}
  .card .label{letter-spacing:.14em}
  .card::before{left:24px}
  .card--link{padding-right:68px}
  .card--link::after{right:20px;top:22px}
  .checks--tiles li{padding:18px 18px 18px 60px}
  .checks--tiles li::before{left:18px;top:19px}
  .highlight--note{padding:20px 20px 20px 58px;font-size:17px}
  .highlight--note::before{left:18px;top:22px}
  /* pasos: línea vertical a la izquierda con los números; tarjeta a la derecha */
  .panel .steps{gap:14px;margin-top:44px}
  .panel .steps::before{display:block}
  .panel .step{margin-left:62px;padding:18px 20px 20px}
  .panel .step__n{position:absolute;left:-63px;top:14px;margin:0}
  .panel .step h3{padding-top:0}
  .panel .step::after{display:none}
}

/* ---------- PIEZAS DE CONTROL (Cómo funciona) ---------- */
/* ícono por pieza, número grande de fondo, cadena dorada entre tarjetas y acento al pasar el mouse */
.olist--pieces{gap:14px;position:relative}
.olist--pieces::before{content:"";position:absolute;left:53px;top:40px;bottom:40px;width:2px;
  background:repeating-linear-gradient(180deg,var(--gold) 0 6px,transparent 6px 12px);opacity:.7}
.olist--pieces li{z-index:1;overflow:hidden;padding:28px 92px 28px 104px;font-size:16.5px;border:1px solid rgba(8,40,62,.06);
  transition:border-color .4s,box-shadow .4s}
.olist--pieces li::before{left:auto;right:26px;top:16px;font-size:46px;letter-spacing:-.03em;line-height:1;color:rgba(8,40,62,.07)}
.olist--pieces li::after{content:"";position:absolute;left:0;top:22px;bottom:22px;width:3px;border-radius:0 3px 3px 0;background:var(--gold);
  transform:scaleY(.3);transform-origin:top;transition:transform .5s var(--ease)}
.olist--pieces li strong{margin-bottom:6px}
.olist--pieces li:hover{border-color:rgba(216,166,34,.45);box-shadow:0 1px 0 rgba(8,40,62,.05),0 26px 46px -28px rgba(8,40,62,.38)}
.olist--pieces li:hover::after{transform:scaleY(1)}
.piece__ic{position:absolute;left:28px;top:26px;width:52px;height:52px;border-radius:16px;display:grid;place-items:center;
  background:var(--navy);color:var(--gold);box-shadow:0 12px 22px -12px rgba(8,40,62,.6);transition:background .4s,color .4s,transform .4s var(--ease)}
.piece__ic svg{width:24px;height:24px}
.olist--pieces li:hover .piece__ic{background:var(--gold);color:var(--navy);transform:rotate(-4deg)}
@media (prefers-reduced-motion:no-preference){
  .olist--pieces li.reveal-on .piece__ic{transform:scale(.7);opacity:0;transition:transform .6s var(--ease) .15s,opacity .6s .15s,background .4s,color .4s}
  .olist--pieces li.reveal-on.is-in .piece__ic{transform:none;opacity:1}
  .olist--pieces li.reveal-on.is-in:hover .piece__ic{transform:rotate(-4deg)}
}
@media (max-width:640px){
  .olist--pieces::before{left:40px}
  .olist--pieces li{padding:22px 20px 22px 82px}
  /* en móvil el número va bajo el ícono, para no chocar con el título */
  .olist--pieces li::before{left:18px;right:auto;top:78px;width:46px;text-align:center;font-size:22px;color:rgba(8,40,62,.16)}
  .piece__ic{left:18px;top:22px;width:46px;height:46px;border-radius:14px}
  .piece__ic svg{width:22px;height:22px}
}

/* ---------- EL CAMINO DEL DINERO (Cómo funciona) ---------- */
/* circuito: arriba la ida (fondeo → cuenta → pagos → entrega); abajo el regreso (cobro → cierre).
   Cuenta (2) y Cobro (5) son la misma cuenta intervenida: van una sobre otra, unidas por el ícono de ciclo */
.flow--loop li{border:1px solid rgba(8,40,62,.06)}
.flow--loop li.is-acct{border-color:transparent;box-shadow:0 1px 0 rgba(8,40,62,.05),0 26px 46px -24px rgba(8,40,62,.55)}
.flow__ic{display:grid;place-items:center;width:44px;height:44px;margin-bottom:18px;border-radius:14px;background:rgba(64,108,127,.1);color:var(--teal)}
.flow__ic svg{width:22px;height:22px}
.flow--loop li.is-acct .flow__ic{background:var(--gold);color:var(--navy)}
.flow--loop .n{margin-bottom:8px}
.flow__key i{width:30px;height:30px;border-radius:50%;
  background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 12a8 8 0 0 1 13.7-5.7L20 8.5'/%3E%3Cpath d='M20 4v4.5h-4.5'/%3E%3Cpath d='M20 12a8 8 0 0 1-13.7 5.7L4 15.5'/%3E%3Cpath d='M4 20v-4.5h4.5'/%3E%3C/svg%3E") no-repeat center/16px}
.flow__key{font-size:15px;font-weight:500;color:var(--navy)}
@media (min-width:981px){
  .flow-wrap{--g:44px;--rg:76px;position:relative}
  .flow--loop{grid-template-columns:repeat(4,minmax(0,1fr));grid-auto-rows:1fr;column-gap:var(--g);row-gap:var(--rg);margin-top:8px}
  .flow--loop li{padding:26px 24px 28px}
  .flow--loop li:nth-child(1){grid-area:1/1}.flow--loop li:nth-child(2){grid-area:1/2}.flow--loop li:nth-child(3){grid-area:1/3}
  .flow--loop li:nth-child(4){grid-area:1/4}.flow--loop li:nth-child(5){grid-area:2/2}.flow--loop li:nth-child(6){grid-area:2/1}
  /* flechas entre tarjetas: círculo con chevrón en el hueco */
  .flow--loop li:not(:last-child)::after{right:calc(var(--g) / -2 - 14px);top:50%;width:28px;height:28px;margin-top:-14px;border-radius:50%;
    background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D8A622' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 6l6 6-6 6'/%3E%3C/svg%3E") no-repeat center/14px;
    box-shadow:0 6px 14px -6px rgba(8,40,62,.35)}
  .flow--loop li:nth-child(5)::after{right:auto;left:calc(var(--g) / -2 - 14px);transform:rotate(180deg)}
  /* regreso: de Entrega baja y vuelve hacia Cobro */
  .flow--loop li:nth-child(4)::before{content:"";position:absolute;top:100%;right:50%;width:calc(150% + 2 * var(--g));height:calc(var(--rg) + 50%);
    border:2px dashed rgba(216,166,34,.85);border-top:0;border-left:0;border-bottom-right-radius:30px;pointer-events:none}
  .flow--loop li:nth-child(4)::after{right:auto;left:calc(-100% - 2 * var(--g) + 4px);top:calc(100% + var(--rg) + 50% + 1px);transform:rotate(180deg);box-shadow:none;background-color:transparent}
  /* misma cuenta: línea entre Cuenta y Cobro con el ícono de ciclo al centro */
  .flow--loop li:nth-child(5)::before{content:"";position:absolute;left:50%;bottom:100%;width:2px;height:var(--rg);margin-left:-1px;background:var(--gold)}
  .flow--loop li:nth-child(2)::before{content:"";position:absolute;z-index:3;left:50%;top:calc(100% + var(--rg) / 2 - 20px);width:40px;height:40px;margin-left:-20px;border-radius:50%;
    background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308283E' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 12a8 8 0 0 1 13.7-5.7L20 8.5'/%3E%3Cpath d='M20 4v4.5h-4.5'/%3E%3Cpath d='M20 12a8 8 0 0 1-13.7 5.7L4 15.5'/%3E%3Cpath d='M4 20v-4.5h4.5'/%3E%3C/svg%3E") no-repeat center/20px;
    box-shadow:0 0 0 6px #e9eef1,0 10px 22px -8px rgba(216,166,34,.7)}
  /* la leyenda va sobre la línea de regreso, en el hueco de abajo a la derecha (filas iguales: fila = (alto - --rg) / 2) */
  .flow__key{position:absolute;margin:0;left:calc(50% + var(--g) / 2 + 28px);right:calc((100% - 3 * var(--g)) / 8 + 24px);bottom:calc((100% - var(--rg)) / 4 + 16px)}
}
@media (prefers-reduced-motion:no-preference) and (min-width:981px){
  .flow--loop li:nth-child(2)::before{animation:hk-spin 9s linear infinite}
  @keyframes hk-spin{to{transform:rotate(360deg)}}
}
@media (max-width:980px){
  .flow--loop li{padding:22px 20px 22px 80px}
  .flow--loop .n{position:static}
  .flow__ic{position:absolute;left:20px;top:22px;width:42px;height:42px;margin:0}
}

/* ---------- QUÉ PROTEGE A CADA PROYECTO (Aliados) ---------- */
/* ícono por control, número grande de fondo y, en escritorio, un escudo al centro donde se juntan las cuatro tarjetas */
.protect{position:relative;gap:28px}
.protect .card{overflow:hidden;padding:32px 32px 32px 108px;transition:border-color .4s,box-shadow .4s}
.protect .card::before{display:none}
.protect .card::after{content:"";position:absolute;left:0;top:26px;bottom:26px;width:3px;border-radius:0 3px 3px 0;background:var(--gold);
  transform:scaleY(.3);transform-origin:top;transition:transform .5s var(--ease)}
.protect .card:hover{border-color:rgba(216,166,34,.45);box-shadow:0 1px 2px rgba(8,40,62,.04),0 26px 46px -26px rgba(8,40,62,.34)}
.protect .card:hover::after{transform:scaleY(1)}
/* número bajo el ícono (en la esquina chocaba con títulos largos y con el escudo central) */
.protect .card__n{position:absolute;left:32px;top:92px;width:52px;margin:0;text-align:center;font-size:22px;letter-spacing:-.02em;line-height:1;color:rgba(8,40,62,.16)}
.protect__ic{position:absolute;left:32px;top:30px;width:52px;height:52px;border-radius:16px;display:grid;place-items:center;
  background:var(--navy);color:var(--gold);box-shadow:0 12px 22px -12px rgba(8,40,62,.6);transition:background .4s,color .4s,transform .4s var(--ease)}
.protect__ic svg{width:24px;height:24px}
.protect .card:hover .protect__ic{background:var(--gold);color:var(--navy);transform:rotate(-4deg)}
.protect__core{position:absolute;z-index:2;left:50%;top:50%;width:76px;height:76px;margin:-38px 0 0 -38px;border-radius:50%;display:grid;place-items:center;
  background:var(--navy);color:var(--gold);box-shadow:0 0 0 10px #e9eef1,0 0 0 11px rgba(216,166,34,.55),0 18px 34px -10px rgba(8,40,62,.5)}
.protect__core svg{width:34px;height:34px}
@media (prefers-reduced-motion:no-preference){
  .protect__core::after{content:"";position:absolute;inset:-11px;border-radius:50%;border:1px solid rgba(216,166,34,.6);animation:hk-pulse 3.2s ease-out infinite}
  @keyframes hk-pulse{from{transform:scale(1);opacity:.9}to{transform:scale(1.35);opacity:0}}
}
@media (max-width:980px){
  .protect{gap:14px}
  .protect__core{display:none}
  .protect .card{padding:26px 22px 26px 88px}
  .protect__ic{left:20px;top:24px;width:48px;height:48px;border-radius:14px}
  .protect__ic svg{width:22px;height:22px}
  /* número bajo el ícono, para no chocar con el título */
  .protect .card__n{left:20px;top:82px;width:48px}
}

/* ---------- UN EQUIPO, TRES DISCIPLINAS (Nosotros) ---------- */
/* ícono y etiqueta por disciplina, nombre como firma y, en escritorio, tres líneas que se juntan en la nota del Consejo y el Comité */
.disc{position:relative;margin-bottom:60px}
.disc .card{overflow:hidden;padding:34px 32px 34px;transition:border-color .4s,box-shadow .4s}
.disc .card::before{display:none}
.disc .card:hover{border-color:rgba(216,166,34,.45);box-shadow:0 1px 2px rgba(8,40,62,.04),0 26px 46px -26px rgba(8,40,62,.34)}
.disc__ic{display:grid;place-items:center;width:56px;height:56px;margin-bottom:22px;border-radius:18px;background:var(--navy);color:var(--gold);
  box-shadow:0 12px 22px -12px rgba(8,40,62,.6);transition:background .4s,color .4s,transform .4s var(--ease)}
.disc__ic svg{width:26px;height:26px}
.disc .card:hover .disc__ic{background:var(--gold);color:var(--navy);transform:rotate(-4deg)}
.disc__bg{position:absolute;right:-26px;bottom:-30px;width:150px;height:150px;color:var(--navy);opacity:.045;transition:transform .6s var(--ease),opacity .6s}
.disc__bg svg{width:100%;height:100%}
.disc .card:hover .disc__bg{transform:rotate(-8deg) scale(1.06);opacity:.07}
.disc .card__n{display:inline-block;margin-bottom:16px;padding:6px 12px;border-radius:999px;font-size:11px;background:rgba(216,166,34,.16);color:var(--navy)}
.disc h3{margin-bottom:12px}
.disc p{position:relative}
.disc p strong{display:block;margin-bottom:6px;font-size:15px;color:var(--navy)}
.disc__join{position:absolute;left:0;top:100%;width:100%;height:60px;overflow:visible;fill:none;stroke:var(--gold);stroke-width:2;vector-effect:non-scaling-stroke}
.disc__join path{vector-effect:non-scaling-stroke}
.more--node{position:relative;max-width:780px;margin:0 auto;padding:18px 26px 18px 64px;border-radius:18px;background:#fff;border:1px solid rgba(216,166,34,.55);
  color:var(--navy);font-weight:500;line-height:1.55;box-shadow:0 18px 36px -26px rgba(8,40,62,.35)}
.more--node::before{content:"";position:absolute;left:22px;top:50%;width:26px;height:26px;margin-top:-13px;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D8A622' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='9' cy='8' r='3'/%3E%3Ccircle cx='17' cy='9' r='2.5'/%3E%3Cpath d='M3 20c0-3.3 2.7-6 6-6s6 2.7 6 6'/%3E%3Cpath d='M15.5 14.5c3 0 5.5 2 5.5 5.5'/%3E%3C/svg%3E") no-repeat center/contain}
@media (max-width:980px){
  .disc{margin-bottom:28px;gap:14px}
  .disc__join{display:none}
  .disc .card{padding:28px 24px 28px}
  .more--node{margin:0;padding:16px 18px 16px 56px}
  .more--node::before{left:18px}
}

/* ---------- QUIÉN GOBIERNA Y QUIÉN DECIDE (Nosotros) ---------- */
/* órganos en navy con ícono; consejeros con iniciales, cargo en etiqueta y formación como pie alineado */
.gov .card--organ{padding:34px 34px 34px 112px;background:var(--navy);color:var(--cream);border-color:transparent;
  box-shadow:0 1px 0 rgba(8,40,62,.05),0 26px 50px -26px rgba(8,40,62,.6)}
.gov .card--organ::before{display:none}
.gov .card--organ h3{color:var(--cream)}
.gov .card--organ p{color:rgba(240,238,233,.8)}
.gov__ic{position:absolute;left:34px;top:32px;width:56px;height:56px;border-radius:18px;display:grid;place-items:center;background:var(--gold);color:var(--navy)}
.gov__ic svg{width:26px;height:26px}
.board--gov .card{display:flex;flex-direction:column;padding:32px 32px 28px}
.board--gov .card::before{display:none}
.board--gov .card--pending{align-self:start}
.gov__head{display:flex;align-items:center;gap:18px;margin-bottom:20px}
.gov__av{flex:none;display:grid;place-items:center;width:60px;height:60px;border-radius:50%;background:var(--navy);color:var(--gold);
  font-size:19px;font-weight:700;letter-spacing:.04em;box-shadow:0 0 0 4px #fff,0 0 0 5px rgba(216,166,34,.55)}
.board--gov .card h3{margin:0 0 8px}
.board--gov .card .role{display:inline-block;margin:0;padding:5px 11px;border-radius:999px;font-size:12px;letter-spacing:.02em;line-height:1.3}
.role--soc{background:rgba(8,40,62,.08);color:var(--navy)}
.role--ind{background:rgba(64,108,127,.13);color:#2f5566}
.role--pres{background:rgba(216,166,34,.2);color:#6b5210}
.board--gov .card p:not(.edu):not(.role){margin-bottom:18px}
.board--gov .card .edu{margin-top:auto;padding-top:16px;border-top:1px solid rgba(8,40,62,.08);position:relative;padding-left:30px}
.board--gov .card .edu::before{content:"";position:absolute;left:0;top:17px;width:20px;height:20px;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23406C7F' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M2 9l10-5 10 5-10 5z'/%3E%3Cpath d='M6 11v5c2 2 10 2 12 0v-5'/%3E%3Cpath d='M22 9v6'/%3E%3C/svg%3E") no-repeat center/contain}
@media (max-width:980px){
  .gov .card--organ{padding:28px 24px 28px 92px}
  .gov__ic{left:24px;top:26px;width:50px;height:50px;border-radius:16px}
  .board--gov .card{padding:26px 22px 24px}
  .gov__av{width:52px;height:52px;font-size:17px}
}

/* ---------- PREGUNTAS FRECUENTES EN TARJETAS (Project Capital, Aliados, Cómo funciona; Para empresas conserva .faq) ---------- */
.faq--cards{border-top:0;counter-reset:q;display:grid;gap:12px}
.faq--cards details{counter-increment:q;position:relative;border:1px solid rgba(8,40,62,.08);border-radius:20px;background:#fff;
  box-shadow:0 1px 0 rgba(8,40,62,.03),0 14px 30px -24px rgba(8,40,62,.28);transition:border-color .35s,box-shadow .35s,background .35s}
.sec--white .faq--cards details{background:#f7f6f3}
.faq--cards summary{justify-content:flex-start;padding:22px 24px;font-size:18px;border-radius:20px}
.faq--cards summary::after{margin-left:auto}
/* el número es parte de la fila: queda centrado con la pregunta, sea de una o de varias líneas */
.faq--cards summary::before{content:counter(q,decimal-leading-zero);flex:none;width:28px;font-size:13px;font-weight:700;letter-spacing:.12em;color:var(--teal)}
.faq--cards summary::after{transition:transform .35s var(--ease),background-color .35s,border-color .35s}
.faq--cards summary:hover{color:var(--navy)}
.faq--cards details:hover{border-color:rgba(216,166,34,.45)}
.faq--cards summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.faq--cards details[open]{background:#fff;border-color:rgba(216,166,34,.6);box-shadow:0 1px 0 rgba(8,40,62,.03),0 24px 44px -26px rgba(8,40,62,.36)}
.faq--cards details[open]::after{content:"";position:absolute;left:0;top:22px;bottom:22px;width:3px;border-radius:0 3px 3px 0;background:var(--gold)}
.faq--cards details[open] summary::before{color:var(--gold)}
.faq--cards details[open] summary::after{background-color:var(--gold);border-color:var(--gold)}
.faq--cards p{margin:0;padding:0 24px 24px 76px;font-size:16.5px}
/* apertura suave donde el navegador lo permite */
@supports (interpolate-size:allow-keywords){
  .faq--cards{interpolate-size:allow-keywords}
  .faq--cards details::details-content{height:0;overflow:hidden;transition:height .35s var(--ease),content-visibility .35s allow-discrete}
  .faq--cards details[open]::details-content{height:auto}
}
@media (prefers-reduced-motion:reduce){.faq--cards details::details-content{transition:none}}
@media (max-width:640px){
  .faq--cards summary{padding:18px;font-size:16.5px;gap:14px}
  .faq--cards summary::before{width:26px;font-size:12px}
  .faq--cards p{padding:0 18px 20px 58px;font-size:15.5px}
}

/* ---------- CUÁNDO CONVIENE CADA OPCIÓN (Para empresas) ---------- */
/* ícono por opción; Project Capital en navy con barra dorada; en móvil sigue en tarjetas (.tbl--cards) */
.tbl--compare{border:1px solid rgba(8,40,62,.06)}
.tbl--compare table{border-collapse:separate;border-spacing:0}
.tbl--compare thead th{padding:18px 24px}
.tbl--compare tbody th{width:25%}
.tbl--compare th,.tbl--compare td{padding:22px 24px;transition:background .3s}
.tbl--compare tbody tr:not(.is-hk):hover th,.tbl--compare tbody tr:not(.is-hk):hover td{background:rgba(64,108,127,.06)}
.opt{display:flex;align-items:center;gap:14px;font-size:17px}
.opt__ic{flex:none;display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:rgba(64,108,127,.1);color:var(--teal);margin:-10px 0}
.opt__ic svg{width:22px;height:22px}
.opt__ic img{width:14px;height:auto}
.tbl--compare tr.is-hk th,.tbl--compare tr.is-hk td{background:var(--navy);color:rgba(240,238,233,.85);border-bottom:0}
.tbl--compare tr.is-hk th{color:var(--cream);box-shadow:inset 4px 0 0 var(--gold)}
.tbl--compare tr.is-hk .opt__ic{background:rgba(216,166,34,.18);box-shadow:inset 0 0 0 1px rgba(216,166,34,.45)}
@media (max-width:980px){
  .tbl--compare{border:0}
  .tbl--compare tr{position:relative}
  .tbl--compare tbody th{width:auto}
  .tbl--compare th,.tbl--compare td{padding:12px 0}
  .tbl--compare tbody th{padding-top:16px}
  .opt{font-size:19px}
  .opt__ic{margin:0}
  .tbl--compare tr.is-hk{background:var(--navy);box-shadow:0 0 0 2px var(--gold),0 20px 40px -24px rgba(8,40,62,.5)}
  .tbl--compare tr.is-hk th,.tbl--compare tr.is-hk td{background:transparent;box-shadow:none;border-bottom:1px solid rgba(240,238,233,.12)}
  .tbl--compare tr.is-hk td:last-child{border-bottom:0}
  .tbl--compare tr.is-hk td::before{color:var(--gold)}
}

/* ---------- UN INVERNADERO FINANCIERO (Project Capital) ---------- */
/* escenario fijo: al hacer scroll una línea de luz barre de "afuera" (tormenta) a "adentro" (calma); debajo, mosaico de detalles */
.inv__head{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:end;margin-bottom:56px}
.inv__head h2{margin-bottom:26px}
.inv__lead{margin:0;font-size:19px;line-height:1.7;color:var(--ink-soft)}
.inv__lead strong{color:var(--navy);font-weight:500}
.inv__track{position:relative;height:230vh}
.inv__stage{--h:min(744px,calc(100vh - 96px));--e:-6%;--p:0;
  position:sticky;top:calc((100vh - var(--h)) / 2);height:var(--h);width:min(1320px,calc(100% - 32px));margin:0 auto;
  border-radius:36px;overflow:hidden;background:var(--navy);box-shadow:0 40px 80px -40px rgba(8,40,62,.55);isolation:isolate}
.inv__img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 50%}
.inv__img--adentro{-webkit-mask-image:linear-gradient(90deg,#000 calc(var(--e) - 3%),transparent calc(var(--e) + 3%));
  mask-image:linear-gradient(90deg,#000 calc(var(--e) - 3%),transparent calc(var(--e) + 3%))}
.inv__line{position:absolute;z-index:1;top:0;bottom:0;left:var(--e);width:2px;margin-left:-1px;opacity:var(--lo,0);transition:opacity .4s;
  background:linear-gradient(180deg,rgba(243,205,99,0),#f3cd63 18%,#f3cd63 82%,rgba(243,205,99,0));box-shadow:0 0 22px 5px rgba(216,166,34,.55)}
.inv__stage::after{content:"";position:absolute;z-index:1;left:0;right:0;bottom:0;height:48%;pointer-events:none;
  background:linear-gradient(180deg,rgba(8,40,62,0),rgba(8,40,62,.78))}
.inv__meter{position:absolute;z-index:2;top:28px;left:44px;display:flex;align-items:center;gap:12px;padding:10px 16px;border-radius:999px;
  background:rgba(8,40,62,.5);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);
  font-size:11px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.85)}
.inv__meter i{position:relative;width:110px;height:2px;border-radius:2px;background:rgba(255,255,255,.25)}
.inv__meter b{position:absolute;left:0;top:0;bottom:0;width:calc(var(--p) * 100%);border-radius:2px;background:var(--gold)}
.inv__caps{position:absolute;z-index:2;left:44px;right:44px;bottom:40px;margin:0;display:grid;max-width:820px}
.inv__cap{grid-area:1/1;align-self:end;margin:0;font-size:clamp(20px,2.1vw,30px);font-weight:500;line-height:1.35;letter-spacing:-.01em;color:#fff;
  text-shadow:0 2px 18px rgba(8,40,62,.5);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.inv__cap--adentro{opacity:0;transform:translateY(14px);color:#fff}
.inv__cap--adentro::before{content:"";display:block;width:40px;height:3px;margin-bottom:16px;border-radius:2px;background:var(--gold)}
.inv__stage.is-in .inv__cap--afuera{opacity:0;transform:translateY(-14px)}
.inv__stage.is-in .inv__cap--adentro{opacity:1;transform:none}
.inv__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:72px}
.inv__card{margin:0;display:flex;flex-direction:column;background:#fff;border-radius:24px;overflow:hidden;border:1px solid rgba(8,40,62,.06);
  box-shadow:0 1px 2px rgba(8,40,62,.04),0 22px 44px -28px rgba(8,40,62,.32)}
.inv__ph{aspect-ratio:4/4.4;overflow:hidden;background:var(--mist)}
.inv__ph img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.inv__card:hover .inv__ph img{transform:scale(1.04)}
.inv__card figcaption{position:relative;padding:26px 26px 28px}
.inv__card figcaption::before{content:"";display:block;width:32px;height:3px;margin-bottom:16px;border-radius:2px;background:var(--gold)}
.inv__card p{margin:0;font-size:16.5px;line-height:1.65;color:var(--ink-soft)}
@media (max-width:980px){
  .inv__head{grid-template-columns:1fr;gap:24px;margin-bottom:36px}
  .inv__track{height:auto}
  .inv__stage{--h:auto;position:relative;top:auto;height:auto;aspect-ratio:4/5;max-height:640px;border-radius:24px}
  .inv__img{object-position:52% 50%}
  .inv__meter{top:16px;left:16px;padding:8px 12px;font-size:10px;gap:8px}
  .inv__meter i{width:64px}
  .inv__caps{left:20px;right:20px;bottom:22px}
  .inv__cap{font-size:18px}
  /* detalles: carrusel horizontal */
  .inv__grid{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:78%;gap:14px;margin:36px -16px 0;padding:0 16px 8px;
    overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none}
  .inv__grid::-webkit-scrollbar{display:none}
  .inv__card{scroll-snap-align:start}
}
/* movimiento reducido: solo "adentro", con las dos frases visibles */
@media (prefers-reduced-motion:reduce){
  .inv__track{height:auto}
  .inv__stage{position:relative;top:auto;--e:110%}
  .inv__line,.inv__meter{display:none}
  .inv__caps{display:block}
  .inv__cap{opacity:1!important;transform:none!important}
  .inv__cap+.inv__cap{margin-top:12px}
  .inv__card:hover .inv__ph img{transform:none}
}

/* ---------- QUÉ VES CADA SEMANA (Cómo funciona) ---------- */
/* el reporte como un tablero: cada concepto es un panel con una gráfica ilustrativa (decorativa, sin cifras) */
.report{position:relative;border-radius:28px;background:var(--navy);padding:18px 18px 22px;box-shadow:0 40px 70px -40px rgba(8,40,62,.6)}
.report__bar{display:flex;gap:7px;padding:2px 6px 16px}
.report__bar span{width:10px;height:10px;border-radius:50%;background:rgba(240,238,233,.22)}
.report__bar span:first-child{background:var(--gold)}
.report__grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.rv{display:flex;flex-direction:column;padding:24px 24px 26px;border-radius:20px;background:#fff;transition:transform .45s var(--ease),box-shadow .45s}
.rv:hover{transform:translateY(-3px);box-shadow:0 18px 36px -20px rgba(0,0,0,.5)}
.rv--avance{grid-column:span 2}
.rv__viz{height:96px;margin-bottom:20px;padding:16px;border-radius:14px;background:#f4f6f8;display:flex;flex-direction:column;justify-content:center;gap:12px}
.rv h3{margin:0 0 8px;font-size:19px;line-height:1.3}
.rv p{margin:0;font-size:15.5px;line-height:1.6;color:var(--ink-soft)}
/* avance: barra contra el plan, hitos y marca de "hoy" */
.rv-prog{position:relative;height:10px;border-radius:10px;background:rgba(8,40,62,.1)}
.rv-prog i{position:absolute;left:0;top:0;bottom:0;width:0;border-radius:10px;background:linear-gradient(90deg,var(--gold),#f0c75a);transition:width 1.4s var(--ease) .2s}
.rv-prog b{position:absolute;top:50%;width:14px;height:14px;margin:-7px 0 0 -7px;border-radius:50%;background:#fff;box-shadow:inset 0 0 0 2px rgba(8,40,62,.25)}
.rv-prog u{position:absolute;top:-10px;bottom:-10px;width:2px;margin-left:-1px;background:var(--navy);border-radius:2px}
.rv-axis{display:flex;justify-content:space-between}
.rv-axis span{width:34px;height:5px;border-radius:5px;background:rgba(8,40,62,.1)}
/* presupuesto: en qué se gasta */
.rv-seg{display:flex;height:22px;border-radius:8px;overflow:hidden;background:rgba(8,40,62,.06)}
.rv-seg i{width:0;transition:width 1.2s var(--ease)}
.rv-seg i:nth-child(1){background:var(--navy)}
.rv-seg i:nth-child(2){background:var(--teal);transition-delay:.15s}
.rv-seg i:nth-child(3){background:var(--gold);transition-delay:.3s}
.rv-keys{display:flex;gap:10px}
.rv-keys span{flex:1;height:5px;border-radius:5px;background:rgba(8,40,62,.12)}
.rv-keys span:nth-child(1){background:var(--navy)}
.rv-keys span:nth-child(2){background:var(--teal)}
.rv-keys span:nth-child(3){background:var(--gold)}
/* flujo: entradas (arriba, doradas) y salidas (abajo, navy) alrededor de una línea base */
.rv--flujo .rv__viz{display:block}
.rv-flow{display:flex;gap:10px;height:100%;position:relative}
.rv-flow::before{content:"";position:absolute;left:0;right:0;top:50%;height:1px;background:rgba(8,40,62,.25)}
.rv-flow span{flex:1;display:flex;flex-direction:column}
.rv-flow i{flex:1;display:flex}
.rv-flow i::after{content:"";width:100%;height:0;transition:height 1s var(--ease)}
.rv-flow i:first-child{align-items:flex-end}
.rv-flow i:first-child::after{background:var(--gold);border-radius:4px 4px 1px 1px}
.rv-flow i:last-child::after{background:var(--navy);border-radius:1px 1px 4px 4px}
.rv-flow span:nth-child(2) i::after{transition-delay:.08s}
.rv-flow span:nth-child(3) i::after{transition-delay:.16s}
.rv-flow span:nth-child(4) i::after{transition-delay:.24s}
.rv-flow span:nth-child(5) i::after{transition-delay:.32s}
.rv-flow span:nth-child(6) i::after{transition-delay:.4s}
/* cobros: calendario con las fechas marcadas */
.rv--cobros .rv__viz{display:block}
.rv-cal{display:grid;grid-template-columns:repeat(7,1fr);grid-template-rows:repeat(4,1fr);gap:5px;height:100%}
.rv-cal i{border-radius:4px;background:rgba(8,40,62,.08)}
.rv-cal i.on{background:var(--gold);box-shadow:0 0 0 3px rgba(216,166,34,.25)}
/* alertas: renglones con uno señalado en rojo */
.rv-alerts{display:grid;gap:9px}
.rv-alerts span{position:relative;height:14px;border-radius:7px;background:rgba(8,40,62,.08)}
.rv-alerts span::before{content:"";position:absolute;left:4px;top:3px;width:8px;height:8px;border-radius:50%;background:rgba(64,108,127,.5)}
.rv-alerts span.is-flag{background:rgba(200,32,45,.1)}
.rv-alerts span.is-flag::before{background:var(--red);box-shadow:0 0 0 3px rgba(200,32,45,.2)}
/* las gráficas se llenan al aparecer la sección */
.report.is-in .rv-prog i,.report.is-in .rv-seg i{width:var(--w)}
.report.is-in .rv-flow i::after{height:var(--h)}
@media (prefers-reduced-motion:no-preference){.report.is-in .rv-alerts span.is-flag::before{animation:hk-blink 2.4s ease-in-out infinite}}
@keyframes hk-blink{50%{box-shadow:0 0 0 6px rgba(200,32,45,0)}}
@media (prefers-reduced-motion:reduce){.rv-prog i,.rv-seg i,.rv-flow i::after{transition:none}}
@media (max-width:980px){
  .report__grid{grid-template-columns:1fr 1fr}
  .rv--avance{grid-column:1/-1}
}
@media (max-width:640px){
  .report{padding:14px 12px 16px;border-radius:22px}
  .report__grid{grid-template-columns:1fr;gap:10px}
  .rv{padding:20px 18px 22px}
  .rv__viz{height:84px;margin-bottom:16px}
}

/* ---------- QUÉ TE PEDIMOS Y QUÉ OBTIENES (Para empresas) ---------- */
/* balanza: las dos tarjetas cuelgan de una barra dorada; al aparecer, la barra pasa de inclinada a nivelada (armonía) */
.deal--scale{position:relative;grid-template-columns:minmax(0,1fr) minmax(0,1fr);column-gap:56px;padding-top:96px;
  --tilt:-5deg;--dy:22px}
.deal--scale.is-in{--tilt:0deg;--dy:0px}
.deal__beam{position:absolute;left:0;right:0;top:0;height:96px;pointer-events:none}
/* poste del fiel, del pivote hacia arriba */
.deal__beam::before{content:"";position:absolute;left:50%;top:0;width:2px;height:30px;margin-left:-1px;background:linear-gradient(180deg,rgba(216,166,34,0),var(--gold))}
.deal__bar{position:absolute;left:calc((100% - 56px) / 4);right:calc((100% - 56px) / 4);top:30px;height:3px;border-radius:3px;background:var(--gold);
  transform:rotate(var(--tilt));transition:transform 1.6s cubic-bezier(.34,1.4,.5,1) .2s}
/* cuerdas que bajan a cada tarjeta */
.deal__bar i{position:absolute;top:1px;width:2px;height:66px;margin-left:-1px;background:linear-gradient(180deg,var(--gold),rgba(216,166,34,.25));
  transform:rotate(calc(var(--tilt) * -1));transform-origin:top}
.deal__bar i:first-child{left:0}.deal__bar i:last-child{left:100%}
.deal__bar i::before{content:"";position:absolute;left:-4px;top:-4px;width:10px;height:10px;border-radius:50%;background:var(--gold)}
.deal__pivot{position:absolute;left:50%;top:31px;width:52px;height:52px;margin:-26px 0 0 -26px;border-radius:50%;display:grid;place-items:center;
  background:var(--navy);color:var(--gold);box-shadow:0 0 0 8px #fff,0 0 0 9px rgba(216,166,34,.5),0 14px 26px -10px rgba(8,40,62,.5)}
.deal__pivot svg{width:22px;height:22px}
/* las tarjetas siguen a la barra: la de la izquierda baja y la de la derecha sube mientras está inclinada */
.deal--scale .deal__card{position:relative;transition:transform 1.6s cubic-bezier(.34,1.4,.5,1) .2s}
.deal--scale .deal__card--ask{transform:translateY(var(--dy))}
.deal--scale .deal__card--get{transform:translateY(calc(var(--dy) * -1))}
.deal--scale .deal__card::before{content:"";position:absolute;left:50%;top:-6px;width:12px;height:12px;margin-left:-6px;border-radius:50%;
  background:var(--gold);box-shadow:0 0 0 4px #fff}
.deal--scale .deal__label{text-align:center;margin-bottom:28px}
/* ícono por punto */
.deal--scale .deal__list{gap:14px}
.deal--scale .deal__list li{padding:14px 16px 14px 66px;border-radius:16px;background:#fff;border:1px solid rgba(8,40,62,.06)}
.deal--scale .deal__list li::before{display:none}
.deal__ic{position:absolute;left:14px;top:14px;width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:rgba(64,108,127,.12);color:var(--teal)}
.deal__ic svg{width:20px;height:20px}
.deal--scale .deal__card--get .deal__list li{background:rgba(255,255,255,.05);border-color:rgba(240,238,233,.1)}
.deal--scale .deal__card--get .deal__ic{background:var(--gold);color:var(--navy)}
.deal--scale .deal__note{text-align:center}
@media (prefers-reduced-motion:reduce){
  .deal--scale{--tilt:0deg;--dy:0px}
  .deal__bar,.deal--scale .deal__card{transition:none}
}
@media (max-width:980px){
  .deal--scale{grid-template-columns:1fr;row-gap:56px;padding-top:0;--tilt:0deg;--dy:0px}
  .deal__beam{top:auto;bottom:auto;position:relative;order:2;height:0}
  .deal__beam::before,.deal__bar{display:none}
  .deal__pivot{top:-28px;transform:rotate(90deg)}
  .deal--scale .deal__card--ask{order:1}
  .deal--scale .deal__card--get{order:3}
  .deal--scale .deal__card::before{display:none}
  .deal--scale .deal__list li{padding:12px 14px 12px 60px}
  .deal__ic{left:12px;top:12px;width:36px;height:36px}
}

/* formulario sin JavaScript: aviso con otras vías de contacto */
.form__noscript{grid-column:1/-1;margin:0;padding:16px 18px;border-radius:14px;background:rgba(216,166,34,.16);font-size:14px;line-height:1.6}
.form__noscript a{text-decoration:underline;text-decoration-color:var(--gold)}
.form__grid>noscript{grid-column:1/-1}
